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Expert Financial Advice

Insights and updates on financial advice, mortgage, insurance, 

and KiwiSaver.
14 Mar 2025

Nervous About Your KiwiSaver? Don’t panic!

When we hear and read about market volatility, it is perfectly normal to feel a little nervous. When we consider why there is so much volatility we only need to look towards the USA and the looming threat of global trade wars. The other main concern is that the USA looks to be heading into […]

06 Mar 2025

Life Insurance Myths Debunked: What You Really Need to Know

Life insurance is one of the most misunderstood financial products, often surrounded by myths and misconceptions that prevent people from making informed decisions. Whether you think it’s too expensive, unnecessary, or just too complicated, it’s time to separate fact from fiction. Let’s debunk some of the most common life insurance myths and set the record […]

In their cozy home kitchen, a man and young girl share smiles as they slice open a yellow fruit on a wooden board against the gleaming white counter. The girl tastes a piece while the man watches happily, cherishing these simple moments that build memories worth more than any property portfolio.
20 Feb 2025

The Real Cost of Underinsurance

Why Being Underinsured Can Be More Expensive in the Long Run When it comes to personal insurance, many New Zealanders either don’t have enough cover or don’t have any at all. It’s a common belief that insurance is an unnecessary expense – until the unexpected happens. The reality is that being underinsured can end up […]

A smiling family of four stands in a backyard. The parents are with their two young daughters, one of whom holds a small dog. The background features a wooden fence and greenery.
18 Nov 2024

Protecting Yourself Against Life’s Unexpected Events

Life can change in an instant. A diagnosis of cancer, a heart attack, or stroke can upend not only your physical health but also your financial stability. For New Zealanders, trauma insurance offers a way to protect against the financial burden that comes with critical illnesses. In New Zealand, where rates of heart disease, cancer, […]

Two people wearing aprons stand smiling in a modern coffee shop. The woman on the left has her arms crossed, and the man on the right holds a tablet. They are both wearing white shirts and standing in front of a countertop with cups and plates.
09 Oct 2024

Self-Employed? Protecting Your Financial Wellbeing

Running your own business can be incredibly rewarding. Whether you’re a sole trader, contractor, or small business owner, being your own boss gives you freedom and flexibility. However, for the almost half-a-million self-employed Kiwis, it also comes with added responsibilities, particularly around protecting your financial future. One critical area often overlooked is personal insurance. Without […]

15 Sep 2024

Spring Clean Your Finances

As spring approaches, it’s not just your home that might need a refresh—your finances might need one too! Just like tidying up a room, getting your financial house in order can make a big difference in your peace of mind. Here are some simple steps to get started, and we’re here to guide you along […]

15 May 2024

Income Protection vs Mortgage Protection

Head-to-Head: Income Protection vs Mortgage Protection Understanding the differences between Income Protection and Mortgage Protection policies.  Amidst the hustle and bustle of day-to-day life, it’s crucial to safeguard your hard-earned success against life’s unexpected twists and turns. Whether you’re scaling the corporate ladder or carving your path as an entrepreneur, financial security and resilience form […]

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