Home and Contents Insurance

How to look after your most precious belongings

You ask your children to go and play together quietly while you cook dinner. 15 minutes later you realise that the house is disturbingly quiet … too quiet. You investigate, only to find that the kids have found your nail polish collection and are in the middle of painting a very permanent work of art all over the hallway carpet.

Or, you turn the taps on for a nice, relaxing bath but get interrupted by a phone call from your mum. 40 minutes later you become aware of what sounds like running water. The bath has overflowed and a steady stream of water is making its way out of your second storey bathroom and down to your ground floor living area via your light fixtures.

Or, you need to buy milk on the way home from work. You leave your laptop bag in your car while you dash into the dairy, but when you return two minutes later your car window has been smashed and your laptop has disappeared.

Home and contents insurance is one of those things that many people think they’ll never need, then wish they had when the unexpected happens. But understanding what to include in a policy that prepares for the unknown, not to mention how much you should cover, can be confusing.

Thanks to plenty of experience between them, Threefold’s insurance team understands the ins and outs of everything home and contents insurance-related. Because no two clients are the same, we assess every client’s unique situation before detailing an insurance policy. How often are you at home? Do you work from home too? Do you have kids? Do you own many high-value belongings? Do you have a home alarm? Do you live in a gated community?

From there, we recommend an insurance provider and policy that suits you and your lifestyle down to a tee, whatever age or stage you are. Our home and contents insurance advice gives our clients reassurance that if the unexpected does happen in the future, they’ll be covered.

Need peace of mind? Have a chat with Threefold’s friendly, reliable insurance advisory team about home and contents insurance today.

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Insurance Process

Step One

This is where we gather information about you and your insurance needs to enable us to recommend the best cover to meet your individual needs.

Step Two

After undertaking Step 1 above, your Adviser then works with you to design your insurance cover for you to meet your needs and to fit within your budget.  Your adviser then seeks your approval to proceed with an application for the cover you’ve selected.

Step Three

Your adviser then submits your application through to relevant insurer(s) on your behalf.

Step Four

Your application is reviewed by the insurer and if required additional information may be requested.

Step Five

Your application is accepted and cover commences.


Making a Claim

As much as we all hope it’s never necessary, when the unthinkable happens and you need to make a claim, we are here to help. Threefold’s team support you through a streamlined claim process, combining our expert knowledge of the industry with our bespoke knowledge of your policies.

Business Insurance

If you’re in business of any kind, you need insurance. It doesn’t matter how big or how small you are, what products or services you sell, or what industry you work in; it’s important to invest in business insurance so if the unthinkable happens, you’re not left out of pocket and your business can recover.

Motor Vehicle Insurance

Whether you drive a private car, business vehicle, caravan, or truck, a sound motor vehicle insurance policy should be a no-brainer, both for you and for anyone you might hit. Threefold’s insurance advisers understand how to recommend the best motor vehicle insurance policy to fit your unique situation.

Travel Insurance

Our insurance team has many years’ experience dealing with all the major travel insurance players so when you’re looking for a policy to suit your unique travel situation, we can match you with a provider that will tick all your boxes. International or domestic, one-off or regular; our team has you covered.

What our customers say:

Jonathan was incredibly helpful getting us into our first home. We couldn’t be happier!
Love the Threefold team, they helped us to refinance and made the whole thing really simple.
Great service. Joanna and the team went above and beyond.
Highly recommend Threefold. Friendly and reliable.