OFFER OF TERMS

Your application is accepted and cover commences.

UNDERWRITING

Your application is reviewed by the insurer and if required additional information may be requested (i.e., medical notes).

APPLICATION IS SUBMITTED

Your adviser then submits your application through to relevant insurer(s) on your behalf.

INSURANCE COVER RECOMMENDATION

After undertaking Step 1 above, your Adviser then works with you to design your insurance cover for you to meet your needs and to fit within your budget.  Your adviser then seeks your approval to proceed with an application for the cover you’ve selected.

INITIAL CONSULTATION/DISCOVERY MEETING

This is where we gather information about you and your insurance needs to enable us to recommend the best cover to meet your individual needs.