SETTLEMENT

Celebrate and move in! Woohoo you’ve bought your first home!

SIGN LOAN PAPERWORK

All mortgage documentation will be sent to your Solicitor for signing ready for your settlement date (purchase date).

SECOND CONSULTATION

Once your offer is accepted, we will discuss:

What type of loan you want and how you want to pay it back.  We can help talk through your options for loan type, fixed and/or floating interest rate and design your home loan with you.

Help you with ensuring you have all appropriate insurances in place to cover you and your new home.

HOUSE HUNT/MAKING AN OFFER/ACCEPTANCE

Now the fun begins, you can spend your weekends looking for your first home in the knowledge that you have pre-approval and can confidently make an offer.

PRE-APPROVAL

We reach out to various lenders on your behalf to obtain approval up to a certain sum of money, based on certain conditions.  We will determine what you can borrow based on all the information you provided to us at the initial consultation meeting.

INITIAL CONSULTATION/DISCOVERY MEETING

This is where we gather information about your financial position, your income, employment history, and any debts or assets you may have and find out where you are at financially and where you want to be.