• Jonathan Michell
    Jonathan Michell
    Director & Financial Adviser
  • Tania Teihotua-Gates
    Tania Teihotua-Gates
    Financial Adviser
  • David Gribble
    David Gribble
    Financial Adviser
  • Julie Bernicoff
    Julie Bernicoff
    Adviser Support Manager
  • Erica Siljeur
    Erica Siljeur
    Adviser Support
  • Lesley Gell
    Lesley Gell
    Office Manager
  • Howard Finn
    Howard Finn
    Financial Adviser
  • Jonathan Michell
    Jonathan Michell
    Director & Financial Adviser
  • Tania Teihotua-Gates
    Tania Teihotua-Gates
    Financial Adviser
  • Peter Snedden
    Peter Snedden
    Director & General Insurance Adviser
  • Lance Pooley
    Lance Pooley
    General Insurance Adviser
  • Nicky Lyons
    Nicky Lyons
    Adviser Support
Jonathan Michell
Director & Financial Adviser
Jonathan Michell

Since embarking on his journey in 2002, Jonathan Michell has amassed over two decades of industry experience distinguishing himself as one of the top mortgage advisors in NZ for much of that time. While he possesses a comprehensive understanding of tax and legal structures relating to property investment he is quick to collaborate with financial experts to ensure his clients receive the specialised advice when needed.

Jonathan’s strength is helping you structure your mortgage and financial affairs to achieve maximum financial benefits whether you are a first home buyer, a business owner, self-employed professional or have a large investment portfolio. Having been in the industry for so long Jonathan sees his favourite part of the job as catching up with his clients over the years and seeing how much they have achieved in a personal and financial sense and being able to pass his financial knowledge to them to help them achieve and often surpass their original financial goals.

Outside of the professional realm he treasures moments spent with his young family, keeps a pulse on current events and loves everything property.

Contact Jonathan Michell

: jonathan@threefold.co.nz

: 021705249

LinkedIn Profile of Jonathan Michell : Jonathan’s LinkedIn

: Jonathan’s Authority & Declaration

    Tania Teihotua-Gates
    Financial Adviser
    Tania Teihotua-Gates

    A highly experienced Threefold mortgage adviser, Tania has been working in the financial sector for 16 years. She holds a Bachelor of Business Studies and speaks fluent French, because she grew up in Tahiti. Number crunching comes naturally to Tania, who admits to loving complex home loan challenges.

    “No deal is the same and every customer has different needs, so my work is always interesting. I particularly like sorting out the detailed requirements that come with some property finance projects”, says Tania.

    Having lived in Tahiti and Samoa, Tania enjoys spending time at the beach with her husband and three children. As a family they love to broaden their horizons with travel.

    Contact Tania Teihotua-Gates

    : tania@threefold.co.nz

    : 022 172 9052

    LinkedIn Profile of Tania Teihotua-Gates : Tania’s LinkedIn

    : Tania’s Authority & Declaration

      David Gribble
      Financial Adviser
      David Gribble

      Whether you are a first home buyer, property investor, building your dream home, or just looking to find the best loan, David can support you through the process to make it seem simple.

      Having worked in banking and lending for 20 years, you can rely on David and his experience to walk you through the initial idea through to the final stage, whatever your dream may be.

      David says that what has kept him energised in this industry for so many years is getting to know his clients, working together with them to find out what their goals really are, and the buzz of seeing them through to reality.

      Keeping fresh through regular swimming, gym sessions and basketball, when they find some spare time, David and his wife are avid travellers. Aside from trips to see family in Italy, their favourite holiday was a drive from Auckland to Stewart Island and back.

      Contact David Gribble

      : david@threefold.co.nz

      : 0272474227

      : David’s Authority & Declaration

        Julie Bernicoff
        Adviser Support Manager
        Julie Bernicoff

        Julie Bernicoff has worked in finance for over 25 years; the last 17 here in New Zealand within the mortgage and lending sector. She is an administrative expert making sure everything runs smoothly behind the scenes.

        Julie is passionate about taking the very best care of clients, in person and through her administrative efficiencies. When she’s not in the office, she’ll be enjoying an open air walk, spending time with her family, meeting up with friends or reading a good book.

        Contact Julie Bernicoff

        : julie@threefold.co.nz

        LinkedIn Profile of Julie Bernicoff : Julie’s LinkedIn

          Erica Siljeur
          Adviser Support
          Erica Siljeur

          Contact Erica Siljeur

          : erica@threefold.co.nz

            Lesley Gell
            Office Manager
            Lesley Gell

            Lesley is the Office Manager at Threefold responsible for accounts and ensuring the smooth running of the office on a day to day basis. She is a diligent, highly motivated professional with proven office and business administrative abilities having worked in various industries. She loves being part of the friendly team at Threefold. She enjoys thriving under pressure, while achieving strict deadlines and managing chaos in a calm, confident manner.

            Outside of work she enjoys spending time with her family, walking her dog along many of the beautiful North Shore beaches, drinking good coffee and sampling the odd glass or two of wine.

              Howard Finn
              Financial Adviser
              Howard Finn

              Howard is a member of Threefold’s Life Insurance and KiwiSaver teams. He brings a decade of experience as an insurance broker and has proudly been with Threefold since early 2019.

              Originally from Wales in the United Kingdom, Howard spent over 25 years in the Royal Marines. A talented musician, Howard played Oboe in the Royal Marines Band for years before retiring from the Marines in 2009 and moving to New Zealand with his family.

              Upon arrival in New Zealand, Howard spent eighteen months in the New Zealand Navy, based in Devonport. He played in the Royal New Zealand Navy band.

              Once happily settled on the North Shore, Howard turned his attention to insurance. He has applied the discipline and work ethic of the Marines to his clients and proudly strives to deliver the best policies and service possible.

              Beyond work, Howard is a (long-suffering) Manchester United fan. He loves music, listening to a broad variety of genres, and is the proud father of three children.

              Contact Howard Finn

              : howard@threefold.co.nz

              : 021 024 61405

              LinkedIn Profile of Howard Finn : Howard Finn’s LinkedIn

              Personal Disclosure Statement of Howard Finn: Howard’s Disclosure Statement

                Jonathan Michell
                Director & Financial Adviser
                Jonathan Michell

                Since embarking on his journey in 2002, Jonathan Michell has amassed over two decades of industry experience distinguishing himself as one of the top mortgage advisors in NZ for much of that time. While he possesses a comprehensive understanding of tax and legal structures relating to property investment he is quick to collaborate with financial experts to ensure his clients receive the specialised advice when needed.

                Jonathan’s strength is helping you structure your mortgage and financial affairs to achieve maximum financial benefits whether you are a first home buyer, a business owner, self-employed professional or have a large investment portfolio. Having been in the industry for so long Jonathan sees his favourite part of the job as catching up with his clients over the years and seeing how much they have achieved in a personal and financial sense and being able to pass his financial knowledge to them to help them achieve and often surpass their original financial goals.

                Outside of the professional realm he treasures moments spent with his young family, keeps a pulse on current events and loves everything property.

                Contact Jonathan Michell

                : jonathan@threefold.co.nz

                : 021705249

                LinkedIn Profile of Jonathan Michell : Jonathan’s LinkedIn

                : Jonathan’s Authority & Declaration

                  Tania Teihotua-Gates
                  Financial Adviser
                  Tania Teihotua-Gates

                  A highly experienced Threefold mortgage adviser, Tania has been working in the financial sector for 16 years. She holds a Bachelor of Business Studies and speaks fluent French, because she grew up in Tahiti. Number crunching comes naturally to Tania, who admits to loving complex home loan challenges.

                  “No deal is the same and every customer has different needs, so my work is always interesting. I particularly like sorting out the detailed requirements that come with some property finance projects”, says Tania.

                  Having lived in Tahiti and Samoa, Tania enjoys spending time at the beach with her husband and three children. As a family they love to broaden their horizons with travel.

                  Contact Tania Teihotua-Gates

                  : tania@threefold.co.nz

                  : 022 172 9052

                  LinkedIn Profile of Tania Teihotua-Gates : Tania’s LinkedIn

                  : Tania’s Authority & Declaration

                    Peter Snedden
                    Director & General Insurance Adviser
                    Peter Snedden

                    Peter Snedden has worked in insurance for over four decades so his insight is of enormous benefit to clients for both commercial and domestic insurance. He says, “We cover it all; commercial, property, liability, marine and domestic – It takes realistic focus to put the right protections in place. We’re able to tap into a broader insurance market to create the ideal insurance programme for you”.

                    Peter’s easy manner belies the seriousness of his attention. He is committed to helping clients put in place the right protection for their unique circumstances. When he’s not in the office, he’ll be enjoying his grandchildren or getting in the occasional round of golf.

                    Contact Peter Snedden

                    : peter@threefold.co.nz

                    : 027 4180 773

                    Personal Disclosure Statement of Peter Snedden: Disclosure Statement

                      Lance Pooley
                      General Insurance Adviser
                      Lance Pooley

                      Lance has been in the insurance industry for over 10 years and has vast experience in both personal and business insurance. He studied Financial Management in Insurance (UNISA) and was previously the co-owner of a brokerage firm in his native South Africa.
                      Lance, his wife and young son emigrated to New Zealand in 2017. He has been with Threefold ever since. When asked what attracted him to the company, he cites the company’s values, in particular the priority they put on family.
                      Outside of the office, Lance has his hands full with two young boys. He’s always been an active sportsman with a real passion for cricket. For several seasons now, Lance has played for the Parnell Cricket Club (The Prunes) as a handy batsman who can also dabble in some medium-paced bowling.
                      A through-and-through family man, Lance is happiest spending time with his family and friends whilst working the BBQ/braai.

                      Contact Lance Pooley

                      : lance@threefold.co.nz

                      : 64 21 760 947

                      LinkedIn Profile of Lance Pooley : Lance’s LinkedIn

                      Personal Disclosure Statement of Lance Pooley: Disclosure Statement

                        Nicky Lyons
                        Adviser Support
                        Nicky Lyons

                        Nicky is a super-efficient detailed person.  She provides essential support for Threefold’s Insurance Brokers, helping them to get the paperwork right, liaise with the insurance companies and ensures that everything happens in time for new business and renewals.

                        “My career has been revolved around helping people get the best insurance premiums and terms and ensuring documents are accurate and arrive on time for our clients.  It’s satisfying to know I have done the best I can for our Threefold’s customers’ and building that relationship with them, says Nicky.

                        A young family keeps Nicky on her toes and leisure time is often spent at one of the North Shore’s lovely beaches.  She also has an artistic streak, which directs into graphic design and painting projects.

                         

                        Contact Nicky Lyons

                        : domestic@threefold.co.nz