Threefold Mortgages

We work with New Zealand's leading lenders to find the right mortgage for you

Our Mortgage Services

First Home Buyers

If you’re looking to get on the property ladder, then a Mortgage Advisor is key. Threefold’s team will take the time to understand your situation, what you’re hoping to buy, and what options are available to raise a deposit and win over the bank.

Moving Home

In the same way that buying your first home was a complex process, so too is your second home and beyond. Now that you’ve built up a borrowing history and equity, it’s more important than ever to consider different mortgage products.

Property Investors

As you build up your portfolio, your access to finance and risk allocation becomes more and more important. A good Mortgage Advisor is vital. We know how the banks treat different investments, what their risk appetites and requirements are.

Refix My Mortgage

Odds are good that interest rates and LVR requirements have changed since you last locked in your mortgage. If so, contact a Mortgage Advisor today to discuss how you could refix your mortgage.

About us

We’re here to demystify finances with clear, straightforward advice. Imagine us as your guides through the world of mortgages, life insurance, your retirement savings and safeguarding your hard-earned assets.

What makes us different? We see your financial life as a connected whole, where each piece matters. Our friendly experts work in sync to provide you with comprehensive advice tailored to your life.

Reach out and let’s craft a financial plan that's as unique as you are.

As your needs change, we’re ready to fine-tune your financial strategies. Our commitment is to keep things clear, stay focused on your goals, and earn your trust every step of the way.

Ready to secure a bright financial future? Let’s start with what’s important to you and explore how we can help.

What our customers say

“Jonathan was incredibly helpful getting us into our first home. We couldn’t be happier!”

“Love the Threefold team, they helped us to refinance and made the whole thing really simple.”

“Tania, you made everything so much easier!”

“Highly recommend Threefold. Friendly and reliable.”

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    Our Team

    Jonathan Mitchell

    Director and Financial Advisor

    Tania Teihotua-Gates

    Financial Advisor

    David Gribble

    Financial Advisor

    Richard Harwood

    Richard Harwood

    Richard Harwood

    Mortgage Repayments Calculator