Kiwisaver Team

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Carl Pheasant

Financial Adviser

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Mortgage Team

Jonathan Michell

Director & Financial Adviser

David Gribble

Financial Adviser

Tania Teihotua-Gates

Financial Adviser

Sharon McAlister

Financial Adviser

Shannon Chee

Financial Adviser

Julie Bernicoff

Adviser Support Manager

Erica Siljeur

Adviser Support

Carol Barnard

Adviser Support

Lesley Gell

Office Manager

Fire & General Insurance Team

Peter Snedden

Director & General Insurance Adviser

Lance Pooley

General Insurance Adviser

Nicky Lyons

Adviser Support

Life Insurance Team

Howard Finn

Financial Adviser

Carl Pheasant

Financial Adviser

Carl Pheasant

Financial Adviser

With 20 years’ experience in financial services, Carl has a solid understanding of everything insurance- and KiwiSaver-related and is passionate about educating his clients about the benefits of both.

Throughout his career, Carl has worked in a range of roles for Southern Cross HealthCare, Sovereign Life Insurance, and most recently Generate KiwiSaver. Thanks to his breadth of experience, Carl understands the importance of KiwiSaver fund choice, what insurance policies work for every age and stage of life, and how decisions his clients make now can impact the quality of their retirements.

After hours, Carl is kept busy by his wife and two children, and enjoys running, paddle boarding, watching basketball, and listening to his vast vinyl collection.

Contact Carl Pheasant

: carl@threefold.co.nz

: 021 989 792

: Carl’s Linkedin

Jonathan Michell

Director & Financial Adviser

Jonathan Michell has over 12 years’ experience in the mortgage market – with specialist knowledge in tax and property investment. Jonathan takes a big picture point of view; surveying the markets to structure the deal that will give you the best possible return, now as well as later on. He says, “our clients want to use money smartly… whether they are multi-millionaires or securing their first home loan.”Jonathan’s experience in tax and property is a huge asset for clients. He is a successful property investor himself and he is passionate about seeing his clients succeed. When he’s not in the office, you’ll see him spending quality time with his young family and catching up on current events.

Contact Jonathan Michell

: jonathan@threefold.co.nz

: 021705249

: Jonathan’s LinkedIn

David Gribble

Financial Adviser

Whether you are a first home buyer, property investor, building your dream home, or just looking to find the best loan, David can support you through the process to make it seem simple.

Having worked in banking and lending for 20 years, you can rely on David and his experience to walk you through the initial idea through to the final stage, whatever your dream may be.

David says that what has kept him energised in this industry for so many years is getting to know his clients, working together with them to find out what their goals really are, and the buzz of seeing them through to reality.

Keeping fresh through regular swimming, gym sessions and basketball, when they find some spare time, David and his wife are avid travellers. Aside from trips to see family in Italy, their favourite holiday was a drive from Auckland to Stewart Island and back.

Contact David Gribble

: david@threefold.co.nz

: 0272474227

Tania Teihotua-Gates

Financial Adviser

A highly experienced Threefold mortgage adviser, Tania has been working in the financial sector for 16 years. She holds a Bachelor of Business Studies and speaks fluent French, because she grew up in Tahiti. Number crunching comes naturally to Tania, who admits to loving complex home loan challenges.

“No deal is the same and every customer has different needs, so my work is always interesting. I particularly like sorting out the detailed requirements that come with some property finance projects”, says Tania.

Having lived in Tahiti and Samoa, Tania enjoys spending time at the beach with her husband and three children. As a family they love to broaden their horizons with travel.

Contact Tania Teihotua-Gates

: tania@threefold.co.nz

: 022 172 9052

: Tania’s LinkedIn

Sharon McAlister

Financial Adviser

Sharon is a highly regarded Mortgage Adviser with experience in the Financial Services Industry since 1999. Sharon works above and beyond to ensure that any client, no matter their situation, is met with a unique and effective solution – saving her clients a great deal of time, stress and money.

Sharon takes pride in her ability to transfer a wealth of knowledge, expertise and totally impartial advice to numerous clients and strives to empower them to make educated Home Loan decisions.

Sharon is a Registered Financial Advisor and a member of the following professional bodies:

Professional Advisors Association
Loan Market Group via NZFSG

Contact Sharon McAlister

: sharon@threefold.co.nz

: 021 350 961

: Sharon McAlister’s LinkedIn

Shannon Chee

Financial Adviser

I have been in the banking industry for over 20 years, both in retail and business. My love for travel has allowed me to work in countries such as Australia and London. So I have a wealth of knowledge and expertise in many areas.

This experience has allowed me to come up with innovative ways to pre-position your loan application to a bank. I will always try to find some way to make a deal work – if not, I will let you know what needs to be done.

Shannon says: “I have a passion for helping first home buyers as I know how daunting the process can be. Going into your local bank nowadays is not as personal as it used to be. I try to make things easy to understand and have a lot of patience for any questions that you have.”

In my spare time, you will find me socialising with my partner & friends. I also enjoy working out and living a healthy lifestyle.

Contact Shannon Chee

: shannon@threefold.co.nz

: 021 985 887

: Shannon Chee’s LinkedIn

Julie Bernicoff

Adviser Support Manager

Julie Bernicoff has worked in finance for over 25 years; the last 17 here in New Zealand within the mortgage and lending sector. She is an administrative expert making sure everything runs smoothly behind the scenes.

Julie is passionate about taking the very best care of clients, in person and through her administrative efficiencies. When she’s not in the office, she’ll be enjoying an open air walk, spending time with her family, meeting up with friends or reading a good book.

Contact Julie Bernicoff

: julie@threefold.co.nz

: Julie’s LinkedIn

Erica Siljeur

Adviser Support

Contact Erica Siljeur

: erica@threefold.co.nz

Carol Barnard

Adviser Support

Carol comes from a banking background and she has assessed loan applications from many Advisers for over 20 years, before finally taking the leap and working for Advisers instead.

She likes to achieve the very best outcomes for our clients and enjoys client interaction.

When not at work, she can usually be found pottering in the garden, walking on a beach, doing small D.I.Y.jobs at home, or enjoying a glass of wine with friends.

Contact Carol Barnard

: carol@threefold.co.nz

Lesley Gell

Office Manager

Lesley is the Office Manager at Threefold responsible for accounts and ensuring the smooth running of the office on a day to day basis. She is a diligent, highly motivated professional with proven office and business administrative abilities having worked in various industries. She loves being part of the friendly team at Threefold. She enjoys thriving under pressure, while achieving strict deadlines and managing chaos in a calm, confident manner.

Outside of work she enjoys spending time with her family, walking her dog along many of the beautiful North Shore beaches, drinking good coffee and sampling the odd glass or two of wine.

Peter Snedden

Director & General Insurance Adviser

Peter Snedden has worked in insurance for over four decades so his insight is of enormous benefit to clients for both commercial and domestic insurance. He says, “We cover it all; commercial, property, liability, marine and domestic – It takes realistic focus to put the right protections in place. We’re able to tap into a broader insurance market to create the ideal insurance programme for you”.

Peter’s easy manner belies the seriousness of his attention. He is committed to helping clients put in place the right protection for their unique circumstances. When he’s not in the office, he’ll be enjoying his grandchildren or getting in the occasional round of golf.

Contact Peter Snedden

: peter@threefold.co.nz

: 027 4180 773

: Disclosure Statement

Lance Pooley

General Insurance Adviser

Lance has been in the insurance industry for over 10 years and has vast experience in both personal and business insurance. He studied Financial Management in Insurance (UNISA) and was previously the co-owner of a brokerage firm in his native South Africa.
Lance, his wife and young son emigrated to New Zealand in 2017. He has been with Threefold ever since. When asked what attracted him to the company, he cites the company’s values, in particular the priority they put on family.
Outside of the office, Lance has his hands full with two young boys. He’s always been an active sportsman with a real passion for cricket. For several seasons now, Lance has played for the Parnell Cricket Club (The Prunes) as a handy batsman who can also dabble in some medium-paced bowling.
A through-and-through family man, Lance is happiest spending time with his family and friends whilst working the BBQ/braai.

Contact Lance Pooley

: lance@threefold.co.nz

: 64 21 760 947

: Lance’s LinkedIn

: Disclosure Statement

Nicky Lyons

Adviser Support

Nicky is a super-efficient detailed person. She provides essential support for Threefold’s Insurance Brokers, helping them to get the paperwork right, liaise with the insurance companies and ensures that everything happens in time for new business and renewals.

“My career has been revolved around helping people get the best insurance premiums and terms and ensuring documents are accurate and arrive on time for our clients. It’s satisfying to know I have done the best I can for our Threefold’s customers’ and building that relationship with them, says Nicky.

A young family keeps Nicky on her toes and leisure time is often spent at one of the North Shore’s lovely beaches. She also has an artistic streak, which directs into graphic design and painting projects.

Contact Nicky Lyons

: domestic@threefold.co.nz

Howard Finn

Financial Adviser

Howard is a member of Threefold’s Life Insurance and KiwiSaver teams. He brings a decade of experience as an insurance broker and has proudly been with Threefold since early 2019.

Originally from Wales in the United Kingdom, Howard spent over 25 years in the Royal Marines. A talented musician, Howard played Oboe in the Royal Marines Band for years before retiring from the Marines in 2009 and moving to New Zealand with his family.

Upon arrival in New Zealand, Howard spent eighteen months in the New Zealand Navy, based in Devonport. He played in the Royal New Zealand Navy band.

Once happily settled on the North Shore, Howard turned his attention to insurance. He has applied the discipline and work ethic of the Marines to his clients and proudly strives to deliver the best policies and service possible.

Beyond work, Howard is a (long-suffering) Manchester United fan. He loves music, listening to a broad variety of genres, and is the proud father of three children.

Contact Howard Finn

: howard@threefold.co.nz

: 021 024 61405

: Howard Finn’s LinkedIn

: Disclosure Statement

Carl Pheasant

Financial Adviser

After hours, Carl is kept busy by his wife and two children, and enjoys running, paddle boarding, watching basketball, and listening to his vast vinyl collection.

Contact Carl Pheasant

: carl@threefold.co.nz

: 021 989 792

: Carl’s Linkedin