Fire & General Insurance

The business of doing business

New Zealand might be the land of the long white cloud, but our small nation is also the land of the entrepreneur, the small business owner, the dreamers, and those that turn those dreams into a reality.

Setting up a business isn’t as simple as creating a website, finding an accountant, or even getting that first sale. Hiring the right staff is important, telling the world that you exist is essential, and finding your niche in a world of competitors is critical to your success, but so too is preparing for the worst – just in case.

If you’re in business of any kind, you need insurance. It doesn’t matter how big or how small you are or what products or services you sell; it’s important to invest in business insurance so if the unthinkable happens, you’re not left out of pocket.

What would happen if your store burnt down? Business contents and stock insurance. What if the fire that burnt your shop down also burnt down your neighbour’s? Public and products liability insurance. What if you crashed your business vehicle? Commercial vehicle insurance. What if someone stole your laptop out of your business vehicle? Portable contents and stock insurance. What if an employee stole something from you? Employee theft insurance. What if a global pandemic prevented you from accessing your store for a month and your stock went off? Deterioration of stock insurance.

Whatever bad scenario you can think of, business insurance can cover you. The expert insurance team at Threefold has years of experience working alongside business owners like you to assess risk, provide advice, and pair you up with a business insurance provider that will tick all of your boxes.

Ready to talk insurance for your business? Contact the friendly Threefold team today.

We work with New Zealand's leading insurers to find the right insurance product for you

We access their most competitive rates, so you don't need to shop around.

Insurance Process

You will love it when you need it!

Step One

This is where we gather information about you and your insurance needs to enable us to recommend the best cover to meet your individual needs.

Step Two

After undertaking Step 1 above, your Adviser then works with you to design your insurance cover for you to meet your needs and to fit within your budget.  Your adviser then seeks your approval to proceed with an application for the cover you’ve selected.

Step Three

Your adviser then submits your application through to relevant insurer(s) on your behalf.

Step Four

Your application is reviewed by the insurer and if required additional information may be requested.

Step Four

Your application is reviewed by the insurer and if required additional information may be requested.

Step Five

Your application is accepted and cover commences.


Making a Claim

As much as we all hope it’s never necessary, when the unthinkable happens and you need to make a claim, we are here to help. Threefold’s team support you through a streamlined claim process, combining our expert knowledge of the industry with our bespoke knowledge of your policies.

Home and Contents

Home and contents insurance is one of those things that many people think they’ll never need, then wish they had when the unexpected happens. But understanding what to include in a policy that prepares for the unknown, not to mention how much you should cover, can be confusing.

Motor Vehicle Insurance

Whether you drive a private car, business vehicle, caravan, or truck, a sound motor vehicle insurance policy should be a no-brainer, both for you and for anyone you might hit. Threefold’s insurance advisers understand how to recommend the best motor vehicle insurance policy to fit your unique situation.

Travel Insurance

Our insurance team has many years’ experience dealing with all the major travel insurance players so when you’re looking for a policy to suit your unique travel situation, we can match you with a provider that will tick all your boxes. International or domestic, one-off or regular; our team has you covered.

What our customers say about us:

Jonathan was incredibly helpful getting us into our first home. We couldn’t be happier!
Love the Threefold team, they helped us to refinance and made the whole thing really simple.
Great service. Joanna and the team went above and beyond.
Highly recommend Threefold. Friendly and reliable.