Motor Vehicle Insurance

Getting from A to B is as easy as 1 – 2 – 3

Kiwis love their cars. The ability to get from A to B on our own terms whenever we want to means that almost every household in New Zealand has at least one private motor vehicle.

But when the unexpected happens, like a nose to tail on the motorway, someone not giving way to you at a roundabout, or swerving into a tree to avoid hitting a dog, it pays to have an insurance policy that will make sure you (and anyone else involved in your accident) are covered.

Whether you drive a private car, business vehicle, caravan, or truck, a sound motor vehicle insurance policy should be a no-brainer, both for you and for anyone you might hit. Threefold’s insurance advisers understand how to recommend the best motor vehicle insurance policy to fit your unique situation, regardless of what you use your vehicle for.

From third-party motor vehicle insurance through to full cover, Threefold will recommend an insurance provider or policy that covers the scenarios that are important to you. Our insurance advisory team has many years of experience between us which means we can foresee the kind of cover you might want to include, even if you’ve never considered it. With great relationships with all the major insurance players, we know which will work for you and which will work for someone else.

Drive a motor vehicle of some description? You need insurance. Talk to Threefold’s friendly, experienced insurance advisory team today to make sure you’re covered, just in case the unexpected happens.

We work with New Zealand's leading insurers to find the right insurance product for you

We access their most competitive rates, so you don't need to shop around.

Insurance Process

Step One

This is where we gather information about you and your insurance needs to enable us to recommend the best cover to meet your individual needs.

Step Two

After undertaking Step 1 above, your Adviser then works with you to design your insurance cover for you to meet your needs and to fit within your budget.  Your adviser then seeks your approval to proceed with an application for the cover you’ve selected.

Step Three

Your adviser then submits your application through to relevant insurer(s) on your behalf.

Step Four

Your application is reviewed by the insurer and if required additional information may be requested (i.e., medical notes).


Step Five
  • Your application is accepted and cover commences.


Frequently Asked Questions

Why do we use it?

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout.

What is Lorem Ipsum?

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Making a Claim

As much as we all hope it’s never necessary, when the unthinkable happens and you need to make a claim, we are here to help. Threefold’s team support you through a streamlined claim process, combining our expert knowledge of the industry with our bespoke knowledge of your policies.

Home and Contents

Home and contents insurance is one of those things that many people think they’ll never need, then wish they had when the unexpected happens. But understanding what to include in a policy that prepares for the unknown, not to mention how much you should cover, can be confusing.

Business Insurance

If you’re in business of any kind, you need insurance. It doesn’t matter how big or how small you are, what products or services you sell, or what industry you work in; it’s important to invest in business insurance so if the unthinkable happens, you’re not left out of pocket and your business can recover.

Travel Insurance

Our insurance team has many years’ experience dealing with all the major travel insurance players so when you’re looking for a policy to suit your unique travel situation, we can match you with a provider that will tick all your boxes. International or domestic, one-off or regular; our team has you covered.

What our customers say:

Jonathan was incredibly helpful getting us into our first home. We couldn’t be happier!
Love the Threefold team, they helped us to refinance and made the whole thing really simple.
Great service. Joanna and the team went above and beyond.
Highly recommend Threefold. Friendly and reliable.