Refix My Mortgage

With recent changes in interest rates, LVRs and the risk appetite of lenders, there’s never been a better time to consider refixing your mortgage.

Talk to a Threefold mortgage broker today. A quick free consultation can establish how much you could save by refixing your mortgage and when’s the best time to do it.

Threefold works with all the major banks and lenders and can use its vast network to optimise your mortgage.

So take the time to have a chat today. A few minutes could save you thousands of dollars!

Our job is to find the right mortgage for you! To do that, we work with and consider...



Process For Refixing Your Mortgage



  • Step One

    INITIAL CONSULTATION/DISCOVERY MEETING

    This is where we gather information about your financial position, your income, employment history, and any debts or assets you may have and find out where you are at financially and where you want to be.

  • Step One

    INITIAL CONSULTATION/DISCOVERY MEETING

    This is where we gather information about you and your retirement savings needs to enable us to recommend the best provider and investment strategy to meet your needs and stage of life.

  • Step One

    INITIAL CONSULTATION/DISCOVERY MEETING

    This is where we gather information about you and your insurance needs to enable us to recommend the best cover to meet your individual needs.

  • Step Two

    PRE-APPROVAL

    We reach out to various lenders on your behalf to obtain approval up to a certain sum of money, based on certain conditions.  We will determine what you can borrow based on all the information you provided to us at the initial consultation meeting.

Jonathan was incredibly helpful getting us into our first home. We couldn’t be happier!

Love the Threefold team, they helped us to refinance and made the whole thing really simple.

Great service. Joanna and the team went above and beyond.

Highly recommend Threefold. Friendly and reliable.

Frequently Asked Questions



  • Why shouldn't I just go the bank for my mortgage?
    • Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

  • Surely it's smarter to consolidate my borrowings
    • Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

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