Insights

Expert Financial Advice

Insights and updates on financial advice, mortgage, insurance, 

and KiwiSaver.
14 Mar 2025

Nervous About Your KiwiSaver? Don’t panic!

When we hear and read about market volatility, it is perfectly normal to feel a little nervous. When we consider why there is so much volatility we only need to look towards the USA and the looming threat of global trade wars. The other main concern is that the USA looks to be heading into […]

18 Mar 2025

Congratulations to our February Winners!

A massive congratulations to Ryan Carville, the lucky winner of our February Win a Month’s Mortgage Repayments on Us promotion! Ryan and his partner Sophia were absolutely over the moon when we shared the good news. Here’s what he had to say: “Oh my days, thank you so, so much for this amazing news! Honestly, […]

14 Mar 2025

Nervous About Your KiwiSaver? Don’t panic!

When we hear and read about market volatility, it is perfectly normal to feel a little nervous. When we consider why there is so much volatility we only need to look towards the USA and the looming threat of global trade wars. The other main concern is that the USA looks to be heading into […]

12 Mar 2025

Building Your Dream Home: What to Know About Construction Loans

Building your dream home is an exciting journey, but it requires a solid financial plan to bring your vision to life. For many Kiwis, construction loans offer the flexibility and funding needed to turn their dream into a reality. In this article, we’ll explore how construction loans work, their risks, and how to get started. […]

06 Mar 2025

Life Insurance Myths Debunked: What You Really Need to Know

Life insurance is one of the most misunderstood financial products, often surrounded by myths and misconceptions that prevent people from making informed decisions. Whether you think it’s too expensive, unnecessary, or just too complicated, it’s time to separate fact from fiction. Let’s debunk some of the most common life insurance myths and set the record […]

In their cozy home kitchen, a man and young girl share smiles as they slice open a yellow fruit on a wooden board against the gleaming white counter. The girl tastes a piece while the man watches happily, cherishing these simple moments that build memories worth more than any property portfolio.
20 Feb 2025

The Real Cost of Underinsurance

Why Being Underinsured Can Be More Expensive in the Long Run When it comes to personal insurance, many New Zealanders either don’t have enough cover or don’t have any at all. It’s a common belief that insurance is an unnecessary expense – until the unexpected happens. The reality is that being underinsured can end up […]

20 Feb 2025

KiwiSaver Funds Performance Rankings

The latest Morningstar KiwiSaver Survey for Q4 2024 has confirmed what we expected – 2024 was a stellar year for KiwiSaver investors. KiwiSaver assets increased, ending the quarter at NZD 121.9b, up around $24b for the year. Growth funds delivered an average return of 15% after fees, with aggressive funds performing even better. However, the […]

Two women, one with long brown hair and the other with short blonde hair, sit on a gray couch in a living room, sharing laughter and advice on good savings habits. The background showcases shelves adorned with plants and home decor.
29 Dec 2024

Advice From Our Mothers: Building Good Savings Habits

Mothers always seem to know best. Whether it’s how to fold fitted sheets (still a mystery to some of us) or the perfect way to make a cuppa, their wisdom is often timeless. When it comes to managing money and building good savings habits, the advice from our mums can be surprisingly on point, which […]

A man and a woman painting the walls of a bright room as part of their small business expansion. The woman, on a ladder, reaches the upper areas while the man handles a lower section. With large windows and protective plastic covering the floor, their growth strategy is in full swing.
20 Dec 2024

Start Small, Grow Big

Making Property Investment Work for You Investing in property is often seen as a game for the wealthy, but it doesn’t have to be. With interest rates trending down and a stable property market, now is a great time to consider unlocking equity in your existing property and investing in your future. In New Zealand’s […]

A woman hands a set of keys to a smiling couple of first-home buyers standing in a doorway. The couple appears happy and excited, possibly about their new home. The door is yellow with a decorative glass window, symbolizing their fresh start and the importance of avoiding mortgage mistakes.
16 Dec 2024

10 Common Mortgage Mistakes First-Home Buyers Make – And How to Avoid Them

With housing stock levels up and interest rates falling, now just might be the time to take that leap and get yourself onto the property ladder.  Buying your first home is an exciting milestone but navigating the mortgage process can be complex. To ensure you make informed decisions, it’s essential to understand common pitfalls and, […]

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