Professional Summary

Sharon brings a wealth of financial services and life experience to her role as a KiwiSaver Adviser. With a deep understanding of the financial landscape, Sharon is dedicated to delivering exceptional service tailored to each client’s unique needs.

Sharon excels in building strong relationships, recognising that every client’s situation is distinct. She takes the time to understand your needs and preferences, providing tailored KiwiSaver advice that best suits your circumstances. Her personalised approach ensures clients receive thoughtful, well-informed advice.

As a Registered Financial Adviser and a member of KAN Adviser Network and Financial Advice New Zealand, Sharon is well-equipped to guide clients through the complexities of selecting the right KiwiSaver fund and provider. Her commitment to excellence in client service and comprehensive insurance knowledge makes her a trusted partner in helping you invest in your future.

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Areas of Specialisation

For many first home buyers, KiwiSaver is one of the most significant financial tools available to them. Sharon helps first home buyers navigate the KiwiSaver withdrawal process, understand eligibility requirements, and ensure their account is in the best possible position ahead of a property purchase. She works closely alongside Threefold’s mortgage advisers to ensure the KiwiSaver side of a first home purchase is handled with the same care as the lending.

Many New Zealanders are enrolled in KiwiSaver but have never actively engaged with it, sitting in a default fund without any understanding of whether it is appropriate for their age, risk appetite, or financial goals. Sharon specialises in helping clients feel informed and comfortable making decisions about their savings.

KiwiSaver is one of New Zealand’s most accessible long-term savings vehicles, but its potential is only fully realised when it is actively managed and aligned with a client’s broader financial goals. Sharon helps clients think beyond the immediate term, understanding how contribution levels, fund choices, and time in market interact to shape the balance they will have available at retirement or for a first home purchase.

For clients who are beginning to think about retirement, KiwiSaver becomes an increasingly important part of the picture. Sharon helps clients understand how their KiwiSaver balance is tracking relative to their retirement goals, what adjustments to contributions or fund selection could improve their position, and how KiwiSaver fits alongside other savings and income sources in retirement.

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Experience and Background

Sharon’s experiences gives her a broad perspective of financial planning.

As a Registered Financial Adviser and member of KAN Adviser Network and Financial Advice New Zealand, Sharon operates within a professional framework that prioritises ongoing education, ethical practice, and client-first advice. Her membership of these bodies reflects a deliberate commitment to maintaining the standards her clients expect and deserve.

At Threefold, Sharon works closely alongside mortgage advisers and insurance specialists, ensuring clients who are navigating major financial decisions (such as purchasing a home or mitigating risk) have the KiwiSaver side of their financial picture properly considered at the same time.

Who Sharon Works Best With

Sharon is well suited to working with:

Individuals and families reviewing or planning their investment and retirement strategies
First home buyers who want to understand and make the most of their KiwiSaver ahead of a property purchase
Clients who have never reviewed their KiwiSaver and want to understand if it is working for them
Young New Zealanders setting up their financial future and wanting to start on the right foot
Clients who want clear, accessible guidance and an adviser who takes the time to explain things properly
Anyone who finds financial services daunting and wants a patient, supportive adviser to help them through it
Clients nearing retirement

Advice is tailored to each client’s individual circumstances, financial position and risk profile.

Regulatory Status

Sharon McAlister is a Registered Financial Adviser operating under FSP36283. She is a member of KAN Adviser Network and Financial Advice New Zealand. Financial advice is provided in accordance with New Zealand financial services regulation and professional standards.

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Ayla Cortez

August 11, 2025

I've worked with Sharon to review our current insurance policies. She is very transparent, patient and professional. Her communication is top-notch. Very happy with the service, thanks Sharon and Threefold team!

Meg Whitehead

February 26, 2025

I had an amazing experience with the team at Threefold. Richard Harwood, Mortgage Advisor with Threefold had come highly recommended by a colleague. Richard made the journey extremely smooth and seamless for me. From start to finish nothing was a problem for him, and given it had been some time since I had made a property purchase on my own, I was most grateful for his time, and immense patience with my many questions. I came out with a far more flexible option than my initial thoughts, and the best possible deal. He went above and beyond with recommendations for managing my finances post purchase, recommending Carl Pheasant to assist with moving my KiwiSaver and Australian Superannuation, and Sharon McAlister to discuss and guide me with my Personal Insurance needs. Can’t thank Richard, Carl and Sharon enough. You’ve all been amazing to deal with and incredibly helpful and patient. Thanks for your support. Highly recommend, Thanks Richard.

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Meet Sharon McAlister

Professional Summary

Areas of Specialisation

Experience and Background

Who Sharon Works Best With

Regulatory Status

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Meet Sharon McAlister

Professional Summary

Areas of Specialisation

KiwiSaver for First Home Buyers

KiwiSaver Strategy & Planning

Long-Term Wealth Building Through KiwiSaver

KiwiSaver Retirement Planning

Experience and Background

Who Sharon Works Best With

Regulatory Status

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