Mortgages

Unlock the door to your dream home with strategic mortgage advice.

Our expert advisers will guide you through every step of the mortgage process, empowering you to make the right decisions and achieve financial freedom.

We specialise in providing tailored mortgage solutions

Designed to meet your unique needs. Whether you're a first-time homebuyer, moving to a new property, investing in real estate, or looking to refinance your mortgage, our expert team is here to guide you every step of the way.

First Home Buyers

Navigating the journey to owning your first home can be daunting. Our team offers comprehensive support to help you understand your options, secure pre-approval, and find the best mortgage suited to your financial situation.
Learn more

Moving Home

When it's time to upgrade or downsize, our advisers will help you find the right lending package for you. We can assist with structuring your lending, bridging finance and ensuring you get the best rates and lending package for your new property.
Learn more

Property Investors

For seasoned investors or those new to property investment, we can help you determine how best to structure your lending. Whether it's financing multiple properties or optimising cash flow, we're committed to helping you achieve your investment goals.
Learn more
home-03

Refix My Mortgage

Whether you're looking to change your monthly payments, shorten your loan term, or consolidate debt, our dedicated team is here to guide you through the re-fix process with care and expertise.
Learn more

Make your property ambitions a reality

Whether you're ready to buy your first home, expand your property portfolio, or optimise your current mortgage, our team is here to help. Contact us today to schedule a free consultation and discover how we can turn your property dreams into reality.

Interest Rate Insights

Read our latest analysis of what's happening with mortgage interest rates.

We work with New Zealand's leading lenders to find the right mortgage for you.

We leverage our relationships and knowledge to source the most competitive rates and packages for you, so you can be assured your receiving the best deal.

Our people.

Our specialist mortgage advisers are here to help you achieve your property ownership aspirations. Whether it is buying your first home, upsizing, downsizing, refinancing or building a property portfolio, we are here to help.
Jonathan has really got me hooked on finances now! I met him 16 yrs ago when I bought my first house. I didn't really want to buy a house because I was enjoying the free and easy life, but my Dad gave me the deposit to buy one and Jonathan helped me get the home loan for it. Now at the age of 49, I am quite financially secure, have a great Kiwisaver plan and am enjoying the freedom that comes with viewing my future as financially stable.
Ben
Wow, honestly can’t explain how much we appreciate the work done on this, sounds like it was a chore and a half!

Thank you for persisting and sorting this for us, it will help relieve that bit of pressure for us the next few weeks.
Heather
Without Jonathan's help, I think I would probably still be working 9-5 and struggling in the rat race that is financial chaos for most people. Thanks Jonathan, you're a real credit to the business.
Ben
I just want to say a massive thank you for all of your help over the last few weeks. You've gone above and beyond and it's really appreciated!
Ali
Jonathan was incredibly helpful getting us into our first home. We couldn’t be happier!
Chris
I love the Threefold team. They helped us to refinance and made the whole thing really simple.
Kate & Mark
We highly recommend the Threefold team. Friendly and reliable.
Elliot
Tania, you made everything so much easier!

Book a Free Mortgage Consultation

Unlock expert mortgage advice with a complimentary one-hour consultation. Let's discuss your financial goals and find the perfect mortgage solution for you
Contact us

Chat to Our Expert Team

We’d love to hear from you. Please fill out this form or shoot us an email.
Email
Send us an email or fill out the form.
Send email
Office
Visit our office for a personal consultation
Level 1, B:Hive Building,
72 Taharoto Road, Takapuna, Auckland, 0622
Apply Now
Start your mortgage application.
Register Your Details
Phone
Mon – Fri from 9am to 5pm
(09) 418 0773
Checkbox*

Sign up for our Newsletter

Receive insights, news and updates direct to your inbox.