We’ve worked with the Threefold team for over 8 years across our mortgages, insurances, and investments, and I can’t recommend them highly enough!! Jonathan, Richard, Jason, Harrison and the entire Threefold team have been exceptional to work with and make everything such a stress-free and easy process.

My partner and I highly recommend Richard Harwood at Threefold. He is kind, friendly and easygoing, explains everything clearly, and communicates quickly and efficiently. We find him a pleasure to work with.

We have worked with Richard on a few houses now and I’ve always found him to be super easy to work with, honest, reliable, knowledgeable and all round a good guy. Thanks for all of your help !

I recently approached Threefold to see if they could help me move the second tier funding of my property portfolio over to bank funding. I had previously been told by my existing broker that I was quite some way off from being able to qualify for that option. Richard Harwood at Threefold took on the application process. Richard was really good to work with and he secured me a great deal with one of the main banks. This has made a huge difference to my cash flow and financial position. I would definitely recommend using Threefold.

Richard was amazing, he sorted out our morgage and was great with communicating to the bank on our behalf. Extremely helpful. Highly recommend Threefold.

Richard and the team at Threefold have been absolute superstars helping me to navigate the minefield of mortgages and kiwisaver. They helped me to get the best deal possible and start my home-ownership journey on the right foot. I cannot recommend them enough!

I had an amazing experience with the team at Threefold. Richard Harwood, Mortgage Advisor with Threefold had come highly recommended by a colleague. Richard made the journey extremely smooth and seamless for me. From start to finish nothing was a problem for him, and given it had been some time since I had made a property purchase on my own, I was most grateful for his time, and immense patience with my many questions. I came out with a far more flexible option than my initial thoughts, and the best possible deal. He went above and beyond with recommendations for managing my finances post purchase, recommending Carl Pheasant to assist with moving my KiwiSaver and Australian Superannuation, and Sharon McAlister to discuss and guide me with my Personal Insurance needs. Can’t thank Richard, Carl and Sharon enough. You’ve all been amazing to deal with and incredibly helpful and patient. Thanks for your support. Highly recommend, Thanks Richard.

We had an amazing experience working with the team at Threefold and Richard. They made the entire mortgage process seamless, stress-free, and easy to understand. Richard's knowledge, patience, and attention to detail ensured we got the best possible deal, and they were always available to answer any questions along the way. We couldn’t have asked for better service and highly recommend them to anyone looking for a mortgage broker!

We had an excellent experience working with Richard Harwood as our mortgage broker. From start to finish, he was incredibly attentive, ensuring we were informed and comfortable with each step of the process. Richard was always available to answer our questions and he made a potentially stressful process feel smooth and straightforward. Highly recommend Richard.

Working with Richard to buy our first home was a breeze. He was very informative and broke down information into simple terms when needed. The process of buying our first home was quite daunting but Richard made us feel at ease. Overall Richard and the team at Threefold provide an amazing service. Would definitely recommend them!

I've had the pleasure of collaborating with Threefold on numerous occasions, and I must say, their service has always been exceptional! Whether I've partnered with Jonathan in the past or more recently with Richard, the level of service provided has remained consistently excellent. I'm more than happy to recommend them!

I want to thank Richard for assisting with making the impossible, possible. We are thrilled with the result and owe our thanks to him for persevering in securing our lending when the going got rough. We will definitely be back again.