Professional Summary

Tania Teihotua-Gates brings over 20 years of experience in guiding her clients towards their homeownership dreams. Holding a Bachelor of Business Studies and a Financial Services Residential Property Lending (Level 5) certification, Tania combines her extensive expertise with a passion for problem-solving.

Tania thrives on tackling complex home loan challenges and tailoring solutions to meet each client’s distinct needs. “No two deals are alike, and every client presents a unique set of requirements,” she says. “I find great satisfaction in navigating the intricate details of property finance to help clients achieve their dreams.”

Beyond her professional life, Tania enjoys spending time at the beach with her husband and three children. The family also shares a love for travel, continually seeking new experiences and expanding their horizons. Originally from Tahiti, Tania is fluent in French.

Areas of Specialisation

Tania has extensive experience helping first home buyers understand their options, prepare their finances, and navigate the mortgage process with confidence. She is thorough, accessible, and takes the time to explain each step clearly to ensure clients feel informed and supported from their first conversation through to settlement. She stays across government schemes and lending initiatives relevant to first home buyers and proactively brings these to clients’ attention.

For clients building or managing investment property portfolios, Tania provides lending advice that considers structure, serviceability, and long-term strategy. She works with both emerging investors taking their first step beyond the family home and more established investors restructuring existing portfolios.

Tania has a strong track record of working through difficult lending scenarios that require persistence, creative problem-solving, and tenacious advocacy with lenders. Her background across 25 years in banking gives her a deep understanding of how lenders assess applications, which she uses to position clients as effectively as possible.

Experience and Qualifications

Tania brings several decades of financial services experience to her role as a mortgage adviser. She holds a Bachelor of Business Studies and a Financial Services Residential Property Lending (Level 5) certification, providing a strong foundation in both financial principles and the specific requirements of residential property lending.

Her extensive banking background means she understands the lending process from both sides, giving her clients a practical advantage when structuring applications and negotiating with lenders. She is direct, solutions-focused, and committed to finding a pathway forward even when initial circumstances appear difficult.

Tania is fluent in English and French and brings a culturally connected approach to her work that resonates with a wide range of clients across New Zealand.

Who Tania Works Best With

Tania is well suited to working with:

  • First home buyers who want clear guidance and a patient, supportive adviser
  • Property investors at any stage of portfolio development
  • Clients in complex or non-straightforward lending situations
  • Pacific and French-speaking communities seeking an adviser who understands their background

Advice is tailored to each client’s individual circumstances, objectives and financial position.

Regulatory Status

Tania Teihotua-Gates is a mortgage adviser operating under FSP486127. Financial advice is provided in accordance with New Zealand financial services regulation and professional standards.

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April 15, 2026
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December 28, 2025
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May 21, 2025
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Tea Siao
November 1, 2024
Sarah Alo
October 24, 2024
Peter Heath
June 6, 2024
Maggie Coldwell
November 1, 2023
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