Is your mortgage coming up for renewal? With the right advice, re-fixing your mortgage can provide an opportunity to adjust the structure of your lending to better suit your financial goals.
Typically, mortgage rates are only tied in for short periods, from six-months through to a few years. At the end of that period you need to refix your home loan. Sometimes this means an interest rate drop… and sometimes it might mean an increase. For homeowners who don’t feel very comfortable negotiating with their bank, this process can be daunting.
At Threefold, we specialise in helping homeowners achieve financial freedom through bespoke advice around your refixing solutions. Whether you're looking to change your monthly payments, shorten your loan term, access equity for investments or renovations, or consolidate debt, our experienced advisers understand the nuances of the mortgage market and will provide tailored advice to ensure you make informed decisions that benefit your financial future.