Michelle brings over 35 years of experience in the financial industry to her role as a mortgage adviser.

With a distinguished career primarily at HSBC, Michelle has honed her expertise in mortgage advising, customer relationship management, and regulatory compliance. She has a proven track record of exceeding targets, managing high-net-worth client portfolios, and maintaining strong customer relationships, earning her numerous awards and recognitions both locally and globally.

At Threefold, Michelle leverages her extensive knowledge and personal touch to navigate clients through their mortgage journey, delivering solutions that support their financial aspirations. Her approach is both professional and personable, ensuring that each client receives tailored guidance to align with their long-term financial goals.

Michelle holds a Financial Services Residential Property Lending (Level 5) certification, complementing her vast industry experience.

Outside of her professional life, Michelle is devoted to her family, cherishing time spent with her grandchildren, and has a passion for showcasing her dogs at dog shows.