Areas of Specialisation
Experience and Background
Michelle spent the majority of her career at HSBC, one of the world’s largest financial institutions, where she developed expertise across mortgage advising, customer relationship management, and regulatory compliance. During her tenure she managed high-net-worth client portfolios, consistently exceeded performance targets, and received recognition for her work at both local and international levels.
This background gives Michelle a perspective on the lending landscape that is rare among mortgage advisers. She has sat on both sides of the lending process, understanding not only what clients need, but how lenders make decisions, and applies that knowledge directly to the benefit of the clients she now represents at Threefold.
Michelle holds a Financial Services Residential Property Lending (Level 5) certification and operates under FSP1006337 in accordance with New Zealand financial services regulation.
Who Michelle Works Best With
Michelle is well suited to working with:
- First home buyers seeking a highly experienced, reassuring adviser
- Homeowners looking to refinance, restructure or negotiate better lending terms
- Property investors managing or growing residential portfolios
- High-net-worth individuals with complex or sophisticated borrowing requirements
- Clients in difficult or unusual lending situations who need a tenacious, experienced advocate
Advice is tailored to each client’s individual circumstances, objectives and financial position.
Regulatory Status
Michelle Wilson is a financial adviser operating under FSP1006337. Financial advice is provided in accordance with New Zealand financial services regulation and professional standards.
