Trusted Advice for Your Business Insurance Needs

Discover the best commercial insurance options to safeguard your business against unexpected events.
Expertise

Personalised Advice from Industry Experts

Our advisers have decades of experience in providing commercial insurance advice. Our team specialise in guiding businesses like yours towards the best insurance solutions, ensuring comprehensive coverage and peace of mind when the unexpected strikes.

Comprehensive Commercial
Insurance Advice

Cyber Security Insurance

When recommending a cyber insurance policy to you, our team will assess your digital assets, data handling practices, and industry regulations to recommend a the right cover to safeguard your business against cyber-attacks, data breaches, and business interruptions. Our expertise protects your business's digital integrity and operational resilience.

General Business Insurance

Our advisers analyse your business's unique risks and operations to recommend tailored coverage that protects against liabilities, property damage, and business interruptions. No matter what your industry, we ensure your specific needs are met.

Commercial Motor Insurance

We will assess your fleet size, vehicle types, and usage patterns to recommend a policy that covers accidents, theft, and damage. Our advice will help to ensure your vehicles remain protected, minimising downtime and financial losses.

Professional Indemnity (PI) Insurance

Our team will review your professional services, client contracts, and potential risks to recommend coverage that protects against claims of negligence or errors. Our tailored advice safeguards your reputation and financial stability in legal disputes.

Commercial Property Insurance

We will evaluate your property location, building structure, and asset value to advise on comprehensive coverage against fire, theft, vandalism, and natural disasters. We will recommend a policy that will help ensure your business continuity is safeguarded through property protection.

Public Liability Insurance

Our advisers are experienced in analysing business activities and customer interactions to recommend coverage that protects against claims of property damage or personal injury. A public liability policy will help shield your business from unforeseen liabilities, ensuring peace of mind

Marine and Goods in Transit Insurance Policies

If you are transporting goods via air, sea, rail or road, we will recommend a policy that will protect against loss, theft, or damage throughout their journey.

Management Liability Insurance

Our team will review your company's governance structure, decision-making processes, and regulatory environment to recommend coverage that protects directors and officers. By having the right cover in place, you can shield your management teams personal assets and responsibilities from legal claims.

Contract Works Insurance

If you are commissioning building or construction projects, we will analyse your construction project scope, subcontractor agreements, and project timelines to recommend coverage against project risks like damage, theft, and liability. Having the right contract works policy in place will help support your projects completion within budget and schedule.

Body Corporate Insurance

Our team have significant experience in helping Body Corporate’s get the right insurance cover in place. This includes evaluating the Body Corporate's common areas, maintenance responsibilities, and shared risks so that we can recommend coverage that protects against property damage and legal claims.

Insurance Premium Funding

In addition to providing expert advice on various insurance policies, we can also assist with setting up insurance premium funding. This service allows you to spread the cost of your insurance premiums over regular instalments, easing the financial burden of lump-sum payments and ensuring your coverage remains uninterrupted.

Complimentary Commercial Risk Assessment

Don’t wait until it’s too late. Contact us to make sure you have the right cover in place to protect your business assets.
Welcome to Threefold.

Why work with Threefold?

Working with our Threefold commercial insurance team means you will receive quality advice from experienced advisers committed to your best interests. Our clients trust us because we offer:

With decades of collective industry experience, our advisers offer deep knowledge and insight into commercial insurance. We stay updated on industry trends and regulations to provide informed advice that aligns with your business goals.

We prioritise understanding your business's unique needs and challenges. Our advisers take the time to listen and learn about your operations, tailoring our recommendations to provide the most effective insurance solutions.

From initial consultation to ongoing support and claims assistance, we are dedicated to delivering exceptional service. We proactively manage your insurance policies, ensuring you have the right coverage at all times.

We have strong relationships with leading insurers, allowing us to negotiate competitive premiums and comprehensive coverage on your behalf. Our partnerships ensure you receive the best value for your insurance investments.

In the unfortunate event of a claim, our team stands by your side, providing guidance and advocacy throughout the claims process. We strive to minimise disruption to your business operations and expedite claim settlements efficiently.

We provide unbiased advice, helping you find the best policies from a range of insurers. Our independence allows us to compare various options and tailor our recommendations to fit your unique situation. This ensures you get the best value and coverage suited to your specific needs.

Who We Work With

We work with New Zealand's leading fire and general insurers to find the right policies for you.
We leverage our relationships and knowledge to source the most comprehensive cover and competitive rates, so you can rest assured you have the cover you need when the unexpected happens.

Our people.

With some of the most experienced fire and general advisers in the country, our track record speaks for itself; we deliver results and successful outcomes to our clients. Chat with our team today.
Hi Michelle. It’s been a big week. Just wanted to say thanks again for everything. You made the process super easy for us! We love the house!
Lily
We have been customers of Threefold for five years. Jonathan and his team are extremely knowledgeable and have helped us navigate the challenges associated with purchasing our first home and navigating re-financing. They provide a one-stop shop for all of the services you need, which makes life so much easier! We can't thank them enough, and we would highly recommend their services.
Sarah
Threefold are a great team to work with. I’d recommend to anyone looking to get on the property ladder as well as insurance and KiwiSaver advice
Warwick
Tania is amazing to work with. Her work is fast and very professional, she is very helpful and honest. I highly recommend her. Thank you Tania for everything.
Maggie
I want to thank Richard for assisting with making the impossible, possible. We are thrilled with the result and owe our thanks to him for persevering in securing our lending when the going got rough. We will definitely be back again.
Persephone
Great service from Threefold, David provides us great options and advice around all financial matters and in particular setting up mortgages that work for us now and in the future. Also well supported by Lance for insurance who always provides balanced advice and the best options to meet our needs. Thanks team!
Jonathan
I've had the pleasure of collaborating with Threefold on numerous occasions, and I must say, their service has always been exceptional! Whether I've partnered with Jonathan in the past or more recently with Richard, the level of service provided has remained consistently excellent. I'm more than happy to recommend them!
Brandon
Working with Richard to buy our first home was a breeze. He was very informative and broke down information into simple terms when needed. The process of buying our first home was quite daunting but Richard made us feel at ease. Overall Richard and the team at Threefold provide an amazing service. Would definitely recommend them!
Maia
David Gribble from Threefold was extremely helpful, very approachable and invested in our needs and timeframes. He explained each step clearly and we are happy with the outcome.
Laura
We’ve had the pleasure of working with Lance over the past month while buying our first home. Lance could not be more helpful. He sorted things out incredibly efficiently and answered all of our (many) questions. He’s also a lovely person to work with. We’re so relieved we were referred to him and will continue to refer others on. Thanks so much.
Zoe
A huge thanks to Lance and the team at threefold for all of their support over the past couple of months and helping us with purchasing our first home! Lance’s support was awesome, and much appreciated!
Mitchell
Awesome team to deal with highly recommend.
Tom & Jacqui
Excellent support from Threefold for both our mortgage and insurance requirements when purchasing our first home. Craig was very organised and made the process seamless.
Kayla-Anne
Tania and the team at Threefold took us through a tricky top up and made it easy. They handled all the heavy lifting and left us with a straightforward path, offering friendly sound advice, guidance and support every step of the way. I highly recommend Tania and the Threefold team.
Peter
We’ve been dealing with Threefold since 2019, setting up our first home mortgage with us and more recently, with Bruce at Threefold refixing and lending. Was a pleasure dealing with all at Threefold and can’t recommend them enough.
Alex
We owe absolutely everything to Tania and her team. Without her patience, knowledge and experience we would not have been successful in purchasing our first home. Nothing was ever to hard or impossible she made everything extremely easy to understand.
Sarah
We had an excellent experience working with Richard Harwood as our mortgage broker. From start to finish, he was incredibly attentive, ensuring we were informed and comfortable with each step of the process. Richard was always available to answer our questions and he made a potentially stressful process feel smooth and straightforward. I highly recommend Richard.
Mike
Tania and the team at Threefold have been so amazing. I would never have been able to buy my first home without Tania’s guidance and advice. She explained everything very clearly and always replied to all my questions super quickly. I highly recommend her as a mortgage broker.
Tea
Michelle Wilson provided us with outstanding service as we were re- fixing our mortgage . Her knowledge and communication were exceptional. She guided us through several financial options till we reached a decision that worked best. My husband and I are very grateful for her all her hard and detailed work.
Gabrielle
"Erica is a Star! Jonathan and his team ALWAYS exceed my expectations. I can’t recommend Threefold enough."
Candace
I really appreciate your professionalism and advice during this process… it’s been absolutely invaluable and I couldn’t have done it without your help.
Jeanie
No one has come to bat for us the way you have. Your time and efforts are much appreciated. Good service is difficult to find these days; thanks again Carl.
Darryl
I have wanted to send you this email for a while to offer my thanks for your support and willingness to offer your opinion and advice. Bic and I have often said that we wish we had engaged with you and Threefold years earlier.
Brad & Bic
Very much appreciate your help and honest guidance. I found our discussion this morning very useful.
Matt
I just want to say a massive thank you for all of your help over the last few weeks. You've gone above and beyond and it's really appreciated!
Ally
We highly recommend the Threefold team. Friendly and reliable.
Elliot
I love the Threefold team. They helped us to refinance and made the whole thing really simple.
Kate & Mark
Jonathan was incredibly helpful getting us into our first home. We couldn’t be happier!
Chris
Bruce was an absolute pleasure to deal with. From the very first meeting, it was clear that I was in expert hands. He took the time to thoroughly understand my financial situation and guided me through every step of the mortgage process with patience and clarity. No question was too small, I always felt supported, and he made sure to keep me updated throughout the process.
Ali
Without Jonathan's help, I think I would probably still be working 9-5 and struggling in the rat race. Thanks Jonathan, you're a real credit to the business.
Ben
"Wow, honestly can’t explain how much we appreciate the work done on this, sounds like it was a chore and a half! Thank you for persisting and sorting this for us, it will help relieve that bit of pressure for us the next few weeks.
Heather

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Level 1, B:Hive Building,
72 Taharoto Road, Takapuna, Auckland, 0622
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