Areas of Specialisation
Experience and Approach
Over his career, Jonathan has advised clients through multiple property cycles, significant regulatory change, and a wide range of personal financial circumstances, building a depth of market knowledge that is difficult to replicate.
His advice is informed not only by professional experience but by his own background as a property investor, giving him a grounded and practical perspective on the decisions his clients face. He has navigated the same lending decisions his clients face, which shapes how he approaches structuring conversations.
He is direct, thorough, and focused on understanding each client's full financial picture before making recommendations. Where specialist input is required (including from tax advisers, accountants, or solicitors) Jonathan ensures clients are connected with the right professionals.
Who Jonathan Works Best With
Jonathan typically works with:
- Property investors building or restructuring portfolios
- Business owners with complex income structures
- High income professionals
- Homeowners restructuring lending to accelerate debt repayment
- High net worth individuals with sophisticated borrowing needs
- Clients approaching retirement with property portfolios to restructure
Advice is tailored to each client’s individual circumstances, objectives and financial position.
Regulatory Status
Jonathan Michell is a registered financial adviser operating under FSP35581. Financial advice is provided in accordance with New Zealand financial services regulation.