Matt Bowden is a personal and business risk insurance adviser at Threefold with 26 years of financial services experience, including 14 years working directly as an insurance adviser. He specialises in personal risk insurance, business owner protection, and group health schemes, with particular strength in advising high-net-worth individuals and clients with complex insurance requirements.
Matt’s depth of experience means he brings a level of technical knowledge and market understanding to client conversations that most advisers cannot match. He is skilled at identifying gaps in existing cover, navigating underwriting challenges, and advocating directly with insurers on behalf of clients.
His clients consistently describe an adviser who takes the time to educate them, helping them understand their options and make genuinely informed decisions about their cover. He makes insurance feel manageable rather than overwhelming, builds long-term relationships, and is trusted completely to act in their best interests.
Matt brings a depth and breadth of experience to his client relationships. His years working directly as an insurance adviser gave him a thorough grounding in the product landscape, underwriting environments, and insurer relationships that continue to benefit his clients today.
His experience with high-net-worth individuals and complex policies sets him apart from advisers earlier in their careers. He understands how to structure large or layered insurance arrangements and how to navigate the claims process on behalf of clients when they need it most.
Matt is known for building lasting client relationships, with many clients returning to him year after year to review and maintain their cover as their lives and circumstances evolve.
Matt is well suited to working with:
Advice is tailored to each client’s individual circumstances, financial position and risk profile.
\Matt Bowden is a financial adviser operating under FSP1004005. Financial advice is provided in accordance with New Zealand financial services regulation and professional standards.
