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Expert Financial Advice

Insights and updates on financial advice, mortgage, insurance,  
and KiwiSaver.

02 Sep 2026

Buying at Auction: What to have sorted before you bid

In New Zealand a winning bid at a property auction creates an unconditional, binding contract the moment the hammer falls. If you are looking to buy at auction, here’s what to have in place.

Auction financial literacy financial planning mortgages

A woman with curly light brown hair and blue eyes smiles at the camera. Julie Bernicoff, a travel enthusiast, is wearing a floral top and a thin necklace, set against a plain white background.

27 Dec 2024

Meet Julie Bernicoff: Threefold’s Smooth Operator (and Resident Travel Enthusiast)

If there’s someone who keeps the wheels turning behind the scenes at Threefold, it’s Julie Bernicoff – our brilliant Adviser Support Team Manager and the ultimate Smooth Operator. With a sharp eye for detail, a knack for organisation, and a dash of Julie magic, she ensures our advisers have everything they need to deliver top-notch […]

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Expert Financial Advice

Buying at Auction: What to have sorted before you bid

Meet Julie Bernicoff: Threefold’s Smooth Operator (and Resident Travel Enthusiast)

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