Did you know that many New Zealanders are entitled to claim under their insurance policies and don’t even realise it? One of the most commonly overlooked benefits is the Accidental Injury clause (also known as a Specific Injury benefit) found in many mortgage or income protection policies – or available as a stand-alone benefit. Because […]
We’re excited to announce that Luke Snedden has returned to Threefold, joining us once again as a Financial Adviser in our mortgage team. With over a decade of experience in mortgage lending and financial advice, Luke brings a wealth of knowledge and a genuine passion for helping clients make smart, confident financial decisions. Luke originally […]
The Government’s latest Budget introduced some major changes to KiwiSaver aimed at helping New Zealanders grow their retirement savings, while also reducing the fiscal cost of the scheme. With updates to contribution rates, government incentives, and eligibility rules, these adjustments will impact millions of New Zealanders saving for their future. Key Changes to KiwiSaver What […]
When we hear and read about market volatility, it is perfectly normal to feel a little nervous. When we consider why there is so much volatility we only need to look towards the USA and the looming threat of global trade wars. The other main concern is that the USA looks to be heading into […]
Building your dream home is an exciting journey, but it requires a solid financial plan to bring your vision to life. For many Kiwis, construction loans offer the flexibility and funding needed to turn their dream into a reality. In this article, we’ll explore how construction loans work, their risks, and how to get started. […]
Life insurance is one of the most misunderstood financial products, often surrounded by myths and misconceptions that prevent people from making informed decisions. Whether you think it’s too expensive, unnecessary, or just too complicated, it’s time to separate fact from fiction. Let’s debunk some of the most common life insurance myths and set the record […]
Why Being Underinsured Can Be More Expensive in the Long Run When it comes to personal insurance, many New Zealanders either don’t have enough cover or don’t have any at all. It’s a common belief that insurance is an unnecessary expense – until the unexpected happens. The reality is that being underinsured can end up […]
Mothers always seem to know best. Whether it’s how to fold fitted sheets (still a mystery to some of us) or the perfect way to make a cuppa, their wisdom is often timeless. When it comes to managing money and building good savings habits, the advice from our mums can be surprisingly on point, which […]
