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Expert Financial Advice

Insights and updates on financial advice, mortgage, insurance, 

and KiwiSaver.
01 Jan 2025

Kick-Start the New Year with Financial and Lifestyle Habits You’ll Actually Stick To

There’s something magical about the start of a new year. It’s like a giant reset button – a chance to reflect, set new goals, and feel optimistic about the months ahead. But while resolutions often start strong, they can quickly fizzle out if they’re too big or too boring. So, let’s talk about kick-starting 2025 […]

A man and a woman painting the walls of a bright room as part of their small business expansion. The woman, on a ladder, reaches the upper areas while the man handles a lower section. With large windows and protective plastic covering the floor, their growth strategy is in full swing.
20 Dec 2024

Start Small, Grow Big

Making Property Investment Work for You Investing in property is often seen as a game for the wealthy, but it doesn’t have to be. With interest rates trending down and a stable property market, now is a great time to consider unlocking equity in your existing property and investing in your future. In New Zealand’s […]

A family enjoys a sunny day at their home pool. Two adults relax on chairs, while a child jumps into the water and another sits at the pool's edge. Their two-story house, boasting large windows and siding, enhances the property portfolio's charm in the background.
18 Nov 2024

Leveraging The Equity In Your Home To Build A Property Portfolio

Unlock the Power of Your Home to Invest in More Property As house prices continue to appreciate, your property may offer you more than a place to live. Instead with the equity you’ve built up over the years, you may have a powerful tool for wealth creation at your fingertips. By leveraging the equity in […]

24 Jun 2024

Understanding the Changes to Debt to Income Ratios

Understanding the Changes to Debt to Income Ratios A debt to income (DTI) ratio is a metric used by lenders to assess a borrower’s ability to manage monthly debt payments and repay a mortgage. It is commonly used in many overseas markets, but it a new metric in New Zealand. The DTI is calculated by […]

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