Early on, careers are usually about getting a foot on the ladder. Those early years often involve regular promotions and steady rises in income as you gain experience and take on more responsibility. But as you move through the years and your salary rises, one area that frequently lags behind is personal insurance. When your […]
The holiday season should be a time to unwind, reconnect, and enjoy a slower pace. Yet this time of year can also come with a few surprises. A sudden illness, a travel mishap, or an urgent issue at home can quickly derail even the best planned break. When something goes wrong, knowing how to make […]
Summer brings long days and warm evenings, but it also brings fast moving storms that can catch homeowners off guard. Heavy rain, strong winds, and surprise downpours have unfortunately become a part of New Zealand’s summer season, and they often lead to insurance claims. To minimise and mitigate damage from summer storms, here’s a few […]
The festive season in New Zealand is not solely about BBQs, sunshine and DIY because, as ACC statistics remind us, a surprisingly high number of festive injuries also take place! According to ACC data gathered from the last few years, around 2,500 Kiwis are injured every December doing Christmas-related activities, costing more than $2 million […]
When we talk about ‘protecting the family’, most Kiwis immediately think about life insurance. It makes sense, a safety net in the form of a lump sum payout to help clear the mortgage, take care of debts and provide loved ones with some financial security in the event the unthinkable happens. But here’s the reality […]
It’s human nature to look at the bottom line. When it comes to insurance, many Kiwis flick their eyes straight to the monthly premiums and ask: “How much is this going to cost me?” But the true measure of insurance isn’t the number on your bank statement each month, it’s the value it delivers when […]
Understanding the real costs of going without insurance cover and why self-insuring might cost more than you think… When you’re earning a good income, building assets and you feel in control of your finances, it’s natural to ask the question: “Do I still need this insurance?” We hear this sometimes from clients who are financially […]
A few things to consider about your personal insurances… There’s nothing quite like becoming a parent to make you think about the future! Whether you are planning your first child, you’re adjusting to life with a newborn, or navigating the juggle of multiple kids, it’s natural to start thinking about how to protect your family […]
Did you know that many New Zealanders are entitled to claim under their insurance policies and don’t even realise it? One of the most commonly overlooked benefits is the Accidental Injury clause (also known as a Specific Injury benefit) found in many mortgage or income protection policies – or available as a stand-alone benefit. Because […]
