At the Kiwi Adviser Network (KAN) Industry Awards 2026 held on May 13, Threefold was recognised in *FOUR* different categories – a result we think reflects the caliber of people, advice, and processes across our business. The headline result was our team taking out the Outstanding Advice Business Recognition (5+ Advisers) award. The judges were […]
As spring approaches, it’s not just your home that might need a refresh—your finances might need one too! Just like tidying up a room, getting your financial house in order can make a big difference in your peace of mind. Here are some simple steps to get started, and we’re here to guide you along […]
Buying a home is a big step, and knowing how much you can borrow is essential to planning your homeownership journey. While it might seem like a purely financial decision, there are many factors—like market trends and new rules—that can impact how much a bank is willing to lend. Understanding these factors can make it […]
On August 14, the Reserve Bank of New Zealand (RBNZ) cut the Official Cash Rate (OCR) by 0.25 percent to 5.5 percent. It was the first time the OCR had been cut since March 2020 With the RBNZ acknowledging that inflation now seems to be largely under control, the market and most economists are pricing […]
Why the Real Estate Market is Ripe for Savvy Buyers New Zealand’s real estate market is at a crossroads, and the question on everyone’s mind is whether now is the right time to buy… The answer, as it often is with real estate, is nuanced and not straightforward. However, there are lots of signs that […]
In it’s August review, the Reserve Bank of New Zealand (RBNZ) Monetary Policy Committee announced that the Official Cash Rate (OCR) would be cut to 5.25 percent. According to the RBNZ announcement, the Monetary Policy Committee noted “that the weakening in domestic economic activity observed in the July Monetary Policy Review has become more pronounced […]
Insights Update: What’s Happening to Interest Rates? The consensus among market analysts and economists is that the Reserve Bank of New Zealand Official Cash Rate (OCR) will drop no later than November of this year, with a significant chance of an earlier reduction. Current market pricing indicates a 100% chance of an OCR cut by […]
July OCR Announcement – what you need to know… Today the Reserve Bank of New Zealand (RBNZ) Monetary Policy Committee announced that the Official Cash Rate (OCR) would remain at 5.5 percent. According to the RBNZ announcement, ‘restrictive monetary policy has significantly reduced consumer price inflation, with the Committee expecting headline inflation to return to […]
Navigating the Market: Key Strategies for Property Investors In today’s fluctuating property market, many investors find themselves facing negative cash flow, leading to a growing consideration of selling their properties. With changes to the bright-line property test coming into force on July 01, meaning that the test will now only be applied if property investors […]
Case study: What to do when the bank says ‘No’… The situation… Bank declines couple’s request to continue paying interest-only on a portion of their lending, as they had reached the maximum interest-only period. With the couple facing a significant rise in mortgage repayments after interest rate hikes over the previous 5-years, Threefold helps the […]