If you’ve ever chosen a KiwiSaver fund based on your age or how far off retirement or purchasing your first home you are, you’ve made a sound first decision. Growth funds through your accumulating years, moving toward balanced and conservative as you near key milestones: that guidance holds true and remains the right starting point. […]
Did you know that many New Zealanders are entitled to claim under their insurance policies and don’t even realise it? One of the most commonly overlooked benefits is the Accidental Injury clause (also known as a Specific Injury benefit) found in many mortgage or income protection policies – or available as a stand-alone benefit. Because […]
We’re excited to announce that Luke Snedden has returned to Threefold, joining us once again as a Financial Adviser in our mortgage team. With over a decade of experience in mortgage lending and financial advice, Luke brings a wealth of knowledge and a genuine passion for helping clients make smart, confident financial decisions. Luke originally […]
Building a property portfolio is a proven way to create long-term wealth in New Zealand, offering the potential for both capital growth and passive income. However, securing lending for an investment property is different from buying your own home. Understanding deposit requirements, lending criteria, and the value of professional advice is essential for a successful […]
The Government’s latest Budget introduced some major changes to KiwiSaver aimed at helping New Zealanders grow their retirement savings, while also reducing the fiscal cost of the scheme. With updates to contribution rates, government incentives, and eligibility rules, these adjustments will impact millions of New Zealanders saving for their future. Key Changes to KiwiSaver What […]
A massive congratulations to Ryan Carville, the lucky winner of our February Win a Month’s Mortgage Repayments on Us promotion! Ryan and his partner Sophia were absolutely over the moon when we shared the good news. Here’s what he had to say: “Oh my days, thank you so, so much for this amazing news! Honestly, […]
When we hear and read about market volatility, it is perfectly normal to feel a little nervous. When we consider why there is so much volatility we only need to look towards the USA and the looming threat of global trade wars. The other main concern is that the USA looks to be heading into […]
Building your dream home is an exciting journey, but it requires a solid financial plan to bring your vision to life. For many Kiwis, construction loans offer the flexibility and funding needed to turn their dream into a reality. In this article, we’ll explore how construction loans work, their risks, and how to get started. […]
Life insurance is one of the most misunderstood financial products, often surrounded by myths and misconceptions that prevent people from making informed decisions. Whether you think it’s too expensive, unnecessary, or just too complicated, it’s time to separate fact from fiction. Let’s debunk some of the most common life insurance myths and set the record […]
