At the Kiwi Adviser Network (KAN) Industry Awards 2026 held on May 13, Threefold was recognised in *FOUR* different categories – a result we think reflects the caliber of people, advice, and processes across our business. The headline result was our team taking out the Outstanding Advice Business Recognition (5+ Advisers) award. The judges were […]
How to make cashbacks and cash retention payments work for you! Banks in New Zealand often offer thousands of dollars in cashback payments to win your mortgage business. The marketing hook is obvious: instant money in your account, just for taking out a home loan. With the right approach, refinancing and securing a mortgage cashback […]
How to Fund Your Dream Upgrade Without Overcommitting Whether you’re looking to future-proof your family home, add value before selling or finally create the kitchen you’ve always wanted, large scale renovations don’t come cheap. For many Kiwis, refinancing your mortgage can be a smart and cost-effective way to access the funds needed for home improvements. […]
Understanding the real costs of going without insurance cover and why self-insuring might cost more than you think… When you’re earning a good income, building assets and you feel in control of your finances, it’s natural to ask the question: “Do I still need this insurance?” We hear this sometimes from clients who are financially […]
How to Bridge the Retirement Savings Gap For New Zealand’s growing self-employed workforce (which is estimated to be more than 420,000 people, including tradies, contractors, healthcare workers, creative freelancers, consultants, and gig workers), the challenge of saving for retirement looks very different from that of employees. A new report from the Retirement Commission highlights that […]
Why The Lowest Rate Doesn’t Always Equal The Biggest Savings Over the past 12 months, the Official Cash Rate (OCR) in New Zealand has been steadily dropping. That’s good news for borrowers, because it’s flowed through to lower interest rates across most fixed terms. It means many households now have the opportunity to lock in […]
How a little extra can cut years off your loan and save you thousands in interest With interest rates having eased over the last 12-months, it’s understandable that many of us are wondering whether now’s the time to enjoy a bit of breathing room on repayments. But there’s a smarter opportunity worth considering. When your […]
A few things to consider about your personal insurances… There’s nothing quite like becoming a parent to make you think about the future! Whether you are planning your first child, you’re adjusting to life with a newborn, or navigating the juggle of multiple kids, it’s natural to start thinking about how to protect your family […]
Did you know that many New Zealanders are entitled to claim under their insurance policies and don’t even realise it? One of the most commonly overlooked benefits is the Accidental Injury clause (also known as a Specific Injury benefit) found in many mortgage or income protection policies – or available as a stand-alone benefit. Because […]
