The latest insurance claims data from New Zealand’s major health and life insurers tells a consistent story with orthopaedics topping the speciality list, imaging and tests dominating by volume, and claims paid out for members aged 65 and over running at roughly four times the amount paid for those in their late teens. With long […]
As the days grow longer and the flowers begin to bloom, New Zealanders can feel the essence of spring bringing freshness and renewal to our beautiful country. With the changing seasons, it’s the perfect time to give your home and your finances a well-deserved boost after the winter months. Spring offers a golden opportunity to […]
As experienced Financial Advisers, we have witnessed countless individuals and families fall into common financial pitfalls that can have a lasting impact on their financial well-being. From leaving cash in savings unlinked to their mortgage to neglecting retirement planning, these mistakes can hinder the achievement of long-term goals. In this article, we’ll delve into some […]
Hey there, homeowners! We understand that managing a mortgage in a high-interest rate market can be quite a challenge. But fear not, because at Threefold, we’re here to help you make the most of your mortgage while securing your financial future. In this article, we’ll share practical and friendly tips to guide you through these […]
“Nah, I’ve got heaps of time.”“I’m trying to save enough to go on holiday.”“Won’t the government look after that for me?” For many people, retirement is so far away it’s hard to comprehend. For others, it’s a welcome reprieve from a lifetime of work. But how you get to spend your retirement depends on the […]
New Zealanders love our property. When we think about increasing personal wealth, buying our own home then starting a rental portfolio with additional property purchases is a common trajectory. Rising interest rates coupled with changes to rental regulations particularly gradual removal of interest deductibility on existing rentals are making it harder for rental property owners […]
It’s no secret that inflation is rising. In fact, New Zealand’s increasing cost of living is making life much tighter for many Kiwis. The price of petrol and groceries are near their highest on record, while many service providers are increasing prices to combat their own rising costs. As inflation increases, interest rates are expected […]
