If you’ve ever chosen a KiwiSaver fund based on your age or how far off retirement or purchasing your first home you are, you’ve made a sound first decision. Growth funds through your accumulating years, moving toward balanced and conservative as you near key milestones: that guidance holds true and remains the right starting point. […]
Updated 4 December 2024 The Reserve Bank of New Zealand (RBNZ) on 27 November reduced the Official Cash Rate (OCR) by 50 basis points, bringing it down to 4.25 percent. Economists and market commentators suggest that this significant cut reflects the central bank’s strong commitment to stimulating the economy amidst ongoing challenges. With the drop […]
Threefold’s New Chief Operating Officer We’re excited to share some fantastic news: Mike Allen has joined the Threefold team as our new Chief Operating Officer! With more than 20 years of experience in the financial services industry, Mike’s appointment is a win not just for our business, but also for you – our valued clients. […]
Life can change in an instant. A diagnosis of cancer, a heart attack, or stroke can upend not only your physical health but also your financial stability. For New Zealanders, trauma insurance offers a way to protect against the financial burden that comes with critical illnesses. In New Zealand, where rates of heart disease, cancer, […]
Unlock the Power of Your Home to Invest in More Property As house prices continue to appreciate, your property may offer you more than a place to live. Instead with the equity you’ve built up over the years, you may have a powerful tool for wealth creation at your fingertips. By leveraging the equity in […]
Applying for a mortgage can feel overwhelming, but with a bit of planning and preparation, you can present a strong case to lenders. A “perfect” loan application demonstrates not only your income but also responsible financial management and the ability to meet repayments comfortably. Whether you are applying for a mortgage for your first home, […]
Updated: October 23, 2024 Following the Reserve Bank of New Zealand’s announcement that it had dropped the OCR by 50-basis points to 4.75 percent on October 9, we have seen all the main banks drop their rates. ANZ led the way by dropping it’s one-year rate to 5.59 percent, with ASB and BNZ following suit. […]
Following the Reserve Bank of New Zealand’s announcement that it had dropped the OCR by 50-basis points to 4.75 percent on October 9, we have seen all the main banks drop their rates. ANZ led the way last week by dropping it’s one-year rate to 5.59 percent, and this week we have seen ASB and […]
With Cyber Smart Week (21-27 October) just around the corner, now is the perfect time to ensure your financial and personal data is secure. As cyber threats rise, it’s more important than ever to safeguard your digital life. Here are the key takeaways you need to know to protect yourself from fraud, identity theft, and […]
Running your own business can be incredibly rewarding. Whether you’re a sole trader, contractor, or small business owner, being your own boss gives you freedom and flexibility. However, for the almost half-a-million self-employed Kiwis, it also comes with added responsibilities, particularly around protecting your financial future. One critical area often overlooked is personal insurance. Without […]
