Insights

Expert Financial Advice

Insights and updates on financial advice, mortgage, insurance, 

and KiwiSaver.
Woman smiling because she has reviewed and updated her KiwiSaver account.
09 Jul 2026

It’s not just what KiwiSaver fund you choose: who’s managing it matters too.

If you’ve ever chosen a KiwiSaver fund based on your age or how far off retirement or purchasing your first home you are, you’ve made a sound first decision. Growth funds through your accumulating years, moving toward balanced and conservative as you near key milestones: that guidance holds true and remains the right starting point. […]

A smiling man with short hair sits on a white couch, talking on a smartphone about his insurance claim. His right arm is bandaged in a white cast, and he gives a thumbs-up with the injured hand. Curtains are visible in the background.
12 Jun 2025

Are You Missing Out on an Insurance Claim?

Did you know that many New Zealanders are entitled to claim under their insurance policies and don’t even realise it? One of the most commonly overlooked benefits is the Accidental Injury clause (also known as a Specific Injury benefit) found in many mortgage or income protection policies – or available as a stand-alone benefit.  Because […]

Luke Snedden, a man with short, spiked gray hair and blue eyes, smiles at the camera. He is wearing a dark crew-neck sweatshirt and is posed against a plain white background.
28 May 2025

Welcoming Back Luke Snedden

We’re excited to announce that Luke Snedden has returned to Threefold, joining us once again as a Financial Adviser in our mortgage team. With over a decade of experience in mortgage lending and financial advice, Luke brings a wealth of knowledge and a genuine passion for helping clients make smart, confident financial decisions. Luke originally […]

Three people stand around a modern kitchen island. A man in a suit discusses property investment loans on a tablet while a man in a blue shirt and a woman watch attentively. The kitchen is bright and contemporary.
28 May 2025

Securing Lending for Property Investment: What You Need to Know

Building a property portfolio is a proven way to create long-term wealth in New Zealand, offering the potential for both capital growth and passive income. However, securing lending for an investment property is different from buying your own home. Understanding deposit requirements, lending criteria, and the value of professional advice is essential for a successful […]

Three generations of a family walk and smile together along a sandy beach near cliffs on a sunny day; two children walk with adults, one is carried on a man's shoulders, sharing dreams for retirement and chatting about KiwiSaver.
28 May 2025

KiwiSaver Overhaul: What Budget 2025 Means for Your Retirement

The Government’s latest Budget introduced some major changes to KiwiSaver aimed at helping New Zealanders grow their retirement savings, while also reducing the fiscal cost of the scheme. With updates to contribution rates, government incentives, and eligibility rules, these adjustments will impact millions of New Zealanders saving for their future. Key Changes to KiwiSaver What […]

Two hands giving a high five against a bright blue sky, celebrating Nadia and Todd as March Winners with sunlight shining in the background.
04 Apr 2025

Congratulations to our March Winners – Todd & Nadia!

We’re thrilled to announce Todd & Nadia as the lucky winners of our March “Win a Month’s Mortgage Repayments on Us” promotion! When we shared the good news, they were delighted – here’s what they had to say: “Thanks Threefold, the win is a really pleasant surprise! How awesome. Richard has been great to deal […]

A smiling couple stands outdoors in front of greenery, holding up colorful ring pops to celebrate as February Winners. The man wears a plaid suit, the woman a satin dress. Text reads,
18 Mar 2025

Congratulations to our February Winners!

A massive congratulations to Ryan Carville, the lucky winner of our February Win a Month’s Mortgage Repayments on Us promotion! Ryan and his partner Sophia were absolutely over the moon when we shared the good news. Here’s what he had to say: “Oh my days, thank you so, so much for this amazing news! Honestly, […]

Two men in suits stand smiling in front of large green plants and a modern indoor space with a red spiral staircase and curved white balconies, reflecting the professionalism of experienced Personal Insurance Advisers.
18 Mar 2025

Meet Our New Personal Insurance Advisers

At Threefold, we’re committed to ensuring our clients receive the best possible advice and service when it comes to protecting what matters most. That’s why we’re excited to welcome two highly experienced advisers, Matt Bowden and Jason Lloyd, to our personal insurance team. Matt and Jason bring decades of expertise in the personal insurance space, […]

A man with glasses sits at a kitchen table, looking nervous as he reviews papers in one hand and uses a calculator with the other. A laptop, notebook, mug, and small plant are on the table. He appears focused and serious.
14 Mar 2025

Nervous About Your KiwiSaver? Don’t panic!

When we hear and read about market volatility, it is perfectly normal to feel a little nervous. When we consider why there is so much volatility we only need to look towards the USA and the looming threat of global trade wars. The other main concern is that the USA looks to be heading into […]

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Award Winning Advisory Firm

Threefold Group are proud to have been recognised at the Kiwi Adviser Network 2026 Awards, winning: Outstanding Advice Business (5+ Advisers) | Outstanding Insurance Adviser (Metro) | Outstanding Support Person | Runner-Up Oustanding KiwiSaver Adviser (National).

Chat with one of our award winning advisers today!