The latest insurance claims data from New Zealand’s major health and life insurers tells a consistent story with orthopaedics topping the speciality list, imaging and tests dominating by volume, and claims paid out for members aged 65 and over running at roughly four times the amount paid for those in their late teens. With long […]
How a little extra can cut years off your loan and save you thousands in interest With interest rates having eased over the last 12-months, it’s understandable that many of us are wondering whether now’s the time to enjoy a bit of breathing room on repayments. But there’s a smarter opportunity worth considering. When your […]
A few things to consider about your personal insurances… There’s nothing quite like becoming a parent to make you think about the future! Whether you are planning your first child, you’re adjusting to life with a newborn, or navigating the juggle of multiple kids, it’s natural to start thinking about how to protect your family […]
Choosing a KiwiSaver fund is not a one-time decision. As your income grows, your financial goals evolve, and your stage of life changes, the fund you’re in should reflect that. While you might start off in a default fund when you first enrol, failing to review your fund choice can limit long-term growth or expose […]
We’re excited to announce that Jono and Penelope are the lucky winners of our latest ‘Win a Month’s Free Mortgage Repayments’ competition, for the April to June quarter! When we shared the news, their response said it all: “Wow! Thank you so, so much! We’ve been pushing hard to stay ahead, and with costs climbing, […]
Did you know that many New Zealanders are entitled to claim under their insurance policies and don’t even realise it? One of the most commonly overlooked benefits is the Accidental Injury clause (also known as a Specific Injury benefit) found in many mortgage or income protection policies – or available as a stand-alone benefit. Because […]
We’re excited to announce that Luke Snedden has returned to Threefold, joining us once again as a Financial Adviser in our mortgage team. With over a decade of experience in mortgage lending and financial advice, Luke brings a wealth of knowledge and a genuine passion for helping clients make smart, confident financial decisions. Luke originally […]
Building a property portfolio is a proven way to create long-term wealth in New Zealand, offering the potential for both capital growth and passive income. However, securing lending for an investment property is different from buying your own home. Understanding deposit requirements, lending criteria, and the value of professional advice is essential for a successful […]
The Government’s latest Budget introduced some major changes to KiwiSaver aimed at helping New Zealanders grow their retirement savings, while also reducing the fiscal cost of the scheme. With updates to contribution rates, government incentives, and eligibility rules, these adjustments will impact millions of New Zealanders saving for their future. Key Changes to KiwiSaver What […]
