If you’ve ever chosen a KiwiSaver fund based on your age or how far off retirement or purchasing your first home you are, you’ve made a sound first decision. Growth funds through your accumulating years, moving toward balanced and conservative as you near key milestones: that guidance holds true and remains the right starting point. […]
“How much can I borrow?” is often the first question people ask when they start thinking about buying or upgrading their home, or investing in property. It sounds simple, but the answer is rarely just a number on a calculator. In reality, your borrowing capacity is shaped by a mix of income, expenses, your credit […]
Insurance is often something you set up and then hope you never need. Policies are arranged, documents are filed away, and life carries on. But when something goes wrong – like a burst pipe, a house fire, a vehicle accident, or a major business interruption – this is when the real value of having an […]
Early on, careers are usually about getting a foot on the ladder. Those early years often involve regular promotions and steady rises in income as you gain experience and take on more responsibility. But as you move through the years and your salary rises, one area that frequently lags behind is personal insurance. When your […]
Please note this article appeared in our January 2026 newsletter. If you are interested in our current view on what is happening with interest rates, please click here. There is no shortage of opinions about where the housing market and interest rates are heading next. Over the summer break, we have consolidated our own thinking […]
Winners of our latest ‘get a review and win $5k’ competition We’re delighted to announce Matt and Kristen as the winners of our most recent ‘Win $5,000 Cash on Us’ competition. Matt and Kristen were automatically entered into the draw after they completed a review with our team. When we let them know they had […]
The end of the year often arrives in a rush of social events, family plans, and last-minute shopping. Once the busy period settles and you ease into your summer break, it becomes the perfect moment to take stock of your mortgage strategy. A quick review can help you start 2026 on the front foot by […]
The holiday season should be a time to unwind, reconnect, and enjoy a slower pace. Yet this time of year can also come with a few surprises. A sudden illness, a travel mishap, or an urgent issue at home can quickly derail even the best planned break. When something goes wrong, knowing how to make […]
Summer brings long days and warm evenings, but it also brings fast moving storms that can catch homeowners off guard. Heavy rain, strong winds, and surprise downpours have unfortunately become a part of New Zealand’s summer season, and they often lead to insurance claims. To minimise and mitigate damage from summer storms, here’s a few […]
The festive season in New Zealand is not solely about BBQs, sunshine and DIY because, as ACC statistics remind us, a surprisingly high number of festive injuries also take place! According to ACC data gathered from the last few years, around 2,500 Kiwis are injured every December doing Christmas-related activities, costing more than $2 million […]
