At the Kiwi Adviser Network (KAN) Industry Awards 2026 held on May 13, Threefold was recognised in *FOUR* different categories – a result we think reflects the caliber of people, advice, and processes across our business. The headline result was our team taking out the Outstanding Advice Business Recognition (5+ Advisers) award. The judges were […]
Many New Zealanders don’t realise their existing life, trauma, or TPD insurance policy includes a special event benefit – a feature that allows you to increase your cover after major life events like having a baby, getting married, or taking out a larger mortgage, without any new medical underwriting. This matters most if your health has changed since you first took out cover, as a fresh application could mean higher premiums, exclusions, or declined cover. Threefold’s insurance team explains how special event clauses work, which life events qualify, and how to make sure you don’t miss the window to use them.
Thinking about upsizing but unsure whether now is the right time? In a flat or softly declining property market, the maths can actually work in an upsizer’s favour – because the dollar saving on a more expensive purchase is typically larger than the reduction in your sale price. Threefold breaks down how the numbers work in New Zealand’s current market, what buyers need to know about negotiating power and mortgage readiness, and why being financially prepared matters more than timing the market perfectly.
Most people with insurance assume they’d know if they had a claim to make. This article is about personal insurance reviews: why they matter, what they uncover, and why two of our clients received payouts they didn’t know they were entitled to until they sat down with an adviser.
When it comes to personal insurance, understanding what cover you need can feel daunting. We’re here to help you work through your options, but we also recognise that many people prefer to first build a general understanding of what types of cover are available. To help with this, we’ve compiled a glossary of some of […]
“How much can I borrow?” is often the first question people ask when they start thinking about buying or upgrading their home, or investing in property. It sounds simple, but the answer is rarely just a number on a calculator. In reality, your borrowing capacity is shaped by a mix of income, expenses, your credit […]
Insurance is often something you set up and then hope you never need. Policies are arranged, documents are filed away, and life carries on. But when something goes wrong – like a burst pipe, a house fire, a vehicle accident, or a major business interruption – this is when the real value of having an […]
